Is Ping An Pratt & Whitney Loan Relief True?

It is the premium and guarantee fee that are reduced or exempted. The principal will not decrease. But you must pay back your overdue; Even if you are not given a quota, you should pay it back as soon as possible, because the longer the time, the higher the interest and the worse the personal credit; Therefore, it is very important to make a good repayment record. ?

Ping An Pratt & Whitney is the company with the least credit, principle and bottom line. On 20 18, the staff of Ping An Pratt & Whitney came to me and told me how easy it was to get a loan from Ping An Pratt & Whitney and how good the credit was. At that time, I needed capital turnover and borrowed a sum of money. 20 19 has always maintained a good repayment status. In 2020, the epidemic came, the company's funds were all broken, and there was a problem with Ping An Pratt & Whitney's repayment. I pieced together something.

First of all, it will have an impact on personal credit information. Ping An Pratt & Whitney's loan is directly from Ping An Bank, and all bank loans are connected to the central bank's credit information system; Secondly, from the first day in loans overdue, I will receive messages and phone calls from Ping An Pratt & Whitney, and may even call friends and family around me, which will have a negative impact on my personal life. Finally, Ping An Pratt & Whitney will directly appeal to the court after repeated unsuccessful collection. After the court accepts enforcement, it will inquire about the property under the name of the individual according to law.

If the borrower fails to repay the loan in time on the repayment date, it will be regarded as overdue and reported to the central bank's credit information system. Once the credit record is stained, it will affect other credit businesses in the future. Ping An Pratt & Whitney will notify and remind the borrower to repay the loan by telephone, SMS, etc., and default interest will be incurred if it is overdue. If Ping An Pratt & Whitney refuses to repay the loan after repeated collection, it will sue the borrower and apply to the court for enforcement. When the court accepts enforcement, it will inquire about the real estate, vehicles and deposits under the borrower's name according to law. If the borrower refuses to execute the court judgment and has no property to execute, it will be blacklisted for dishonesty and may even be punished by judicial custody. ?