What do banks fear most about outsourcing debt collection?

Bank outsourcing debt collection is most afraid of cheating.

Bank collection stage: SMS collection. In view of the cardholder's overdue repayment in advance, SMS reminders or SMS reminders are generally sent to the cardholder's relatives within 7- 15 days. Often because of nervousness, I forgot to pay after the last repayment date several times, and finally the bank message was received.

Telephone collection. If it is overdue more than once, and this time it is overdue for more than 30 days, then the bank will call. Home collection. Overdue collection for more than 90 days. The bank will arrange the collection staff to collect the money at the cardholder's residence or workplace. The address left when applying for a credit card to fill in the information also has this effect.

Outsourcing collection, some overdue debts that cannot be recovered through various collection methods. The bank will package overdue funds to a special collection company for collection. Moreover, these companies often have underworld backgrounds. What means will they use? Think about it!

Whether the entrusted debt collection company is legally registered should be carefully distinguished. In the outsourcing business of debt collection, banks should eliminate the attitude of "saving trouble and worry", strictly examine and carefully check the background, qualifications, influence and legitimacy of debt collection companies, so as to choose the best among them and ensure that all debt collection businesses fall into the pockets of regular companies with high qualifications and high credibility.

At the same time, open tender for debt collection business, so that the contracting procedures of debt collection business are compliant and placed in the sun to achieve fairness and justice; Prevent black-box operation, cut off the "black interest transfer" between unfair companies and banks, prevent the debt collection business from being handed over to illegal companies with black background, put an end to illegal acts in debt collection, and avoid unnecessary influence and harm to customers and society, so that the bank's debt collection outsourcing business has been widely recognized and praised by the society.