How does Bank of Communications adjust the quota?

Question 1: How does the Bank of Communications credit card increase the quota? Bank of Communications credit card and other banks have different withdrawal procedures. Bank of Communications does not support telephone applications, and their withdrawals are automatically increased by the system. The following is my personal experience, hoping to help you.

1 Bank of Communications needs to continue for half a year, and the monthly card consumption should be above 60%.

Full repayment for each installment for half a year.

3 no overdue, repayment on time.

4 No cash record (the bank has suspicious cash records)

More than 5 go to the shopping malls, supermarkets and restaurants cooperated by Bank of Communications.

6 Minimize online transactions.

The above points will definitely be mentioned after half a year. The probability of withdrawing cash from low-value cards of Bank of Communications is relatively low, and it is not supported to apply for withdrawal by telephone.

Question 2: How to adjust the payment limit of Bank of Communications credit card? The path to modify the daily payment limit of online payment is: login to online banking → credit card → online payment management → online payment maintenance → online payment → modification.

Question 3: How is the credit line of Bank of Communications adjusted? Spend every month, repay on time, and increase the quota in half a year. My credit line has been increased from 2.5w to 3.4w.

Question 4: How to adjust the credit card limit of Bank of Communications? Call the customer service of Bank of Communications to apply for the quota, and notify whether it is approved by SMS. More credit card spending and timely repayment will help to increase the amount.

Question 5: How does Bank of Communications set the online banking limit? The single payment limit of Bank of Communications online banking can be modified. Due to the security of online transactions, banks generally limit the single transaction limit or one-day transaction limit of online banking.

The steps for modifying the single payment limit of online banking of Bank of Communications are as follows:

Log in to the personal online banking of Bank of Communications, and click the menu Transfer-Online Payment Management-Online Payment Maintenance, or Credit Card-Online Payment Management-Online Payment Maintenance to modify the daily cumulative payment limit of this card. Individuals can set the daily available payment limit of the card by themselves according to the maximum daily cumulative payment limit stipulated by the bank, and round it to the nearest yuan, with a minimum of 1 yuan.

Question 6: How to adjust the fixed credit limit of Bank of Communications? You can call Bank of Communications credit card customer service to ask for adjustment of the limit.

Or wechat pays attention to the bank of communications credit card, and then you can handle it yourself. If qualified, the quota can be increased.

Question 7: How long does it take for Bank of Communications to adjust its credit card? Generally, the adjustment of bank of communications credit card will be evaluated according to your past card use. I suggest that you can diversify your consumption types, such as household appliances consumption, catering consumption, supermarket shopping and so on. And ensure a good repayment record. At present, the Bank of Communications will judge whether you meet the adjustment policy every month after you apply for the card for half a year. If it meets the adjustment policy, it will be automatically raised. If you need an emergency card, you can also apply for increasing the temporary limit through Bank of Communications credit card, mobile phone, official website, online banking or telephone banking (quasi-credit cards and business cards do not accept customers' demand for actively increasing the limit at present).

Question 8: How can the Bank of Communications credit card increase the temporary limit? If you want to increase the temporary limit, you can apply for it through 4008-528-700 manual service. The staff will ask you some questions about your credit card information to make sure you are the cardholder. If the recent repayment record is good, there is no problem. Generally, it is no problem to increase several thousand yuan (see your original limit). Generally, the validity period of this temporary quota is very short, and the staff will confirm it with you and it will take effect immediately after the application; If you want to increase the fixed amount, the same method is used. The staff will make a comprehensive evaluation of your credit history and then tell you whether you can apply. Generally speaking, the bank will automatically help you increase the quota according to your consumption and repayment records for a quarter. There is also a temporary quota of 20% on holidays to meet your credit card demand. I can't find it in the quota, but I can brush it out.

Question 9: How to set the monthly limit for Bank of Communications credit cards? There are generally two situations in which credit cards need to set limits. One is that the online trading limit is not enough, and the limit is too low to complete the transaction; Or deliberately set the limit low to prevent heavy losses when credit cards are stolen (especially high-limit credit cards). No matter what reason you want to set a credit card limit, you can only do it in the following ways.

Log in to Bank of Communications Credit Card Personal Online Banking, enter the ID number, and set the limit according to the page prompts. Someone asked if credit cards can be set with unlimited limit? The credit card limit can be unlimited, but the transaction limit is still determined according to your credit limit, that is to say, your credit card limit is 10000, you can't set it unlimited, and it is impossible to draw a transaction limit of 20000.

I remind you, whether for trading needs or other reasons, it is recommended not to set the credit card transaction limit too high. Even for online transactions, remember to set the credit card limit low after the transaction is completed. This is to prevent the credit card from being lost or stolen. Without a limit, it is easy to steal more money.

Question 10: How to apply for credit card adjustment of Bank of Communications? If it is a temporary credit card, you can contact customer service for adjustment. If it is a permanent credit card, you can only wait for the Bank of Communications to adjust it for you, and you can't apply for it yourself.