Why did Weizhong Bank ask me for a loan?

Weizhong Bank called because of loans overdue.

Call because the bank loans overdue, Weizhong Bank will make frequent calls, and all kinds of collection harassment, you can call Weizhong Bank's customer service phone to explain the reasons for not paying back and the current situation.

Loans overdue processing method:

1. Borrow money from relatives and friends to pay off the account, so as to avoid overdue. This can help customers avoid temporary debt pressure and avoid the consequences of overdue online loans.

2. Liquidate valuable assets in hand to obtain repayment funds, but this requires customers to have valuable assets that can be easily realized, which may be difficult.

3. Negotiate repayment with the online lending platform. When customers encounter some special circumstances, they can contact the platform customer service as soon as possible to apply for deferred repayment or further installment repayment. As long as the customer does encounter some special circumstances, the platform may consider the customer's negotiation request.

Consequences of overdue online loans:

1, the credit report will leave a stain, and the online lending platform will report the overdue situation of customers to the credit report. Once a stain is left on the credit report, it will affect future credit activities.

2. The online lending platform will calculate overdue penalty interest. After the customer is overdue, the platform will calculate the overdue penalty interest of the customer. Penalty interest is calculated on a daily basis. The longer the customer is overdue, the greater the penalty interest pressure.

3. It will be collected by the platform. As long as it is a regular online lending institution, it will collect customers within the scope of compliance, such as calling the borrower himself to urge repayment.

4. Prosecute malicious overdue users. If the online lending institution finds that the customer is suspected of maliciously defaulting on the loan, the platform may sue the customer in order to protect its own rights and interests.

5. The loan amount will be reduced or even completely frozen, which is a measure taken by the platform to control the further expansion of overdue risks.