What happened when I received a short message from the bank to update my ID card information without a card?

Maybe someone else used your identity information. You can contact the bank or call the police.

The ID card has expired. Why should I go to the bank to update my valid information?

If the ID card information has expired, you must go to the bank to update and maintain it. No matter where the household registration changes and the validity period changes, you must go. If it is not updated, many functions will be restricted, such as the function of mobile banking and the function of counter business. Generally, before our ID card expires, the bank will send a text message to remind customers to update their ID card information in time. However, the time of each bank will be different, generally within 3 months before 1 expires. So it's better to go to the bank. Now that banks have self-service counters, it will be very convenient to change information, so there is no need to queue up at the counter.

After we reissue a new ID card, if we don't go to the bank to update our identity information in time, financial institutions can stop handling business for customers. Customers need to submit documents with expired ID cards, and then update the information within a reasonable period. Generally speaking, most of the business can be handled within three months, because it will take us some time to change the card.

But it has been more than three months. If you still go to the bank with an expired ID card, you may be rejected. Counter, self-management, need to show ID cards and other related businesses may be "stopped". Ordinary withdrawals or online payments are not affected.

Any bank card with expired ID card will do. These two cards are relatively independent. It won't work to get a new bank card with an expired ID card. You need to bring a new ID card or relevant identification certificate.

1, the certificate has expired and can be updated with my new certificate;

2. If you are a credit card customer, you can bring your card, valid identity documents and related materials to the card issuer's outlets according to the requirements of the national regulatory authorities. Relevant materials shall be subject to the requirements of the card issuer.

According to the Measures of China People's Bank for the Administration of Customer Identification, Customer Identity Data and Transaction Records of Financial Institutions, if the customer's previously submitted identity certificate or identity certificate has expired, and the customer fails to update it within a reasonable period of time without giving a reasonable reason, the financial institution shall stop handling business for the customer.