Do you need mediation to sue for a loan?

Want to go. If you don't come, the mediation fails, and then the court accepts it and summons it for the second time. If you still don't come to court, the judge will send the judgment to the client and tell him that the money must be paid to the court account on time. If it is not implemented at the expiration date, the online lending company may apply for compulsory execution and freeze the customer's bank card.