Can online merchant loans turn off text message reminders for repayment? _2

How to turn off automatic repayment for online business loans? You can try this!

; For small and medium-sized enterprises, developing online business has become a trend, and online loans have gradually become their first choice for financing. Alipay's online merchant loan is such a business loan. As long as the company or store has a good reputation, it can obtain a very high loan amount. The biggest feature of online merchant loans is that they support automatic repayment, so how do you turn off automatic repayment?

1. Automatic repayment of online merchant loans Alipay’s current rules for online merchant loan repayment are as follows: 1. Alipay will make automatic repayments one after another starting from 12 noon on the repayment date; 2. Automatic Repayment channels: Alipay balance, Yu'E Bao, savings card, online merchant bank current balance, Yu Li Bao; 3. The automatic repayment sequence can be adjusted to be consistent with the payment sequence, and can be adjusted manually. Operation method: Log in to the Alipay client, click My - Settings - Payment Settings 2. Click on the deduction order to view the order from top to bottom. If you need to adjust the payment order, just press and hold the right side and drag to the desired order. .

2. Turning off automatic repayment for online merchant loans does not support turning off automatic repayment now. You can choose to repay in advance, open Alipay APP - click on online merchant loan - repayment, if the repayment date is 12 o'clock on the same day If you haven't repaid the loan yet, the system will automatically repay it, so it cannot be turned off. If you really don’t want the online merchant loan to automatically deduct money, you can choose to transfer all the funds from the above channels, then the system will not be able to automatically repay the loan. I would like to remind everyone that automatic repayment of online business loans is a good feature. For many people now, they will more or less save some money in Alipay for consumption transfers, and credit cards are free, so in order to avoid overdue, Automatic repayment by default is a good choice. After all, money must be repaid. Do not miss the repayment date, otherwise it will affect your personal credit score. Can online merchant loans in Alipay be closed?

The method of closing online merchant loans is as follows:

1. First, we need to open Alipay with our own real-name authentication, enter the homepage and click the "My" button in the lower right corner.

2. Then enter the My interface, scroll to the bottom of the page, and select "My Customer Service".

3. Next, when you get to the My Customer Service page, there will be links to many frequently asked questions. Just scroll to the bottom and click the Online Service button.

4. Then, enter the chat window with the online customer service, enter: How to switch online business loan to borrowing, send it directly, there will be an automatic reply message, turn to the bottom, there is Click the button to apply for closing online business loan.

5. Then a new page named "Voluntarily giving up online business loan registration" will automatically open. Click "I want to give up online business loan registration" below.

6. Finally, you will receive a reminder to confirm whether to close the online merchant loan, click "OK". Return the registered information and wait for a few working days. The online merchant loan will be confirmed to be closed.

Operating environment:

Brand model: iPhone13

System version: iOS15.0

App version: 10.2.50

Supplementary information:

Alipay’s precautions for closing online merchant loans:

1. Before closing online merchant loans, all borrowed loans must be paid off, otherwise Cannot be closed.

2. Everyone has only one opportunity to open an online merchant loan. After closing an online merchant loan, you will not be able to open it again. Everyone must consider carefully before closing.

Extended information:

1. The method for opening online business loans is as follows:

(1) The official method for opening online business loans:

1. First register your account through the official website of MYBank or the mobile APP, that is, you must first open MYBank;

2. After logging into MYBank, find the MYbank loan entrance on the page;

3. After clicking to enter the online merchant loan page, you can open Alipay online merchant loan according to the system prompts.

Operating environment:

Brand model: iPhone13

System version: iOS15.0

App version: 10.2.50

(2) How to activate Alipay for online merchant loans:

1. Please open your own Alipay first and search for "MyBank" in the search bar;

2. After entering online banking, you can see the "Loan" button in the upper left corner;

3. Click the "Loan" button and select the online merchant loan inside;

4. Enter After entering the online merchant loan page, you can see whether we have the qualifications to use online merchant loans. If so, you can activate it.

Operating environment:

Brand model: iPhone13

System version: iOS15.0

App version: 10.2.50 Online Business Loan How to turn off mobile phone text message reminder?

You can turn off the push text messages of the app in the mobile phone settings or reply TD in the text message to no longer accept this message. How to turn off automatic repayment for online business loans

Turn it off now. Automatic repayment, you can choose to repay in advance, (Huawei Honor 50, Android system, version 4.2.0.193) Open Alipay APP (version 10.2.50.9800) - click on online business loan - repayment, if the repayment date is after 12 o'clock on the day If you haven't repaid the loan yet, the system will automatically repay it, so it cannot be turned off. If you really don’t want the online merchant loan to automatically deduct money, you can choose to transfer all the funds from the above channels, then the system will not be able to automatically repay the loan.

1. Alipay (China) Network Technology Co., Ltd. was established in 2004. It is a domestic third-party payment platform and is committed to providing "simple, safe, fast and convenient" payment solutions for enterprises and individuals. . Since its establishment in 2004, Alipay has always regarded "trust" as the core of its products and services. It has two independent brands, "Alipay" and "Alipay Wallet". Since the second quarter of 2014, it has become the world's largest mobile payment manufacturer.

2. Alipay has established strategic partnerships with more than 180 banks at home and abroad, as well as international organizations such as VISA and MasterCard, becoming the most trusted partner of financial institutions in the field of electronic payment.

3. As of the end of 2013, the number of Alipay real-name authentication users exceeded 300 million. In 2013, the peak number of Alipay transactions in a single day reached 188 million. Among them, the peak number of mobile payment transactions in a single day reached 45.18 million, and the peak daily transaction volume of mobile payment reached 11.3 billion yuan.

4. This is the first time Alipay has released an App version outside mainland China. Alipay first began serving the Hong Kong market in 2007. In August last year, the Hong Kong Monetary Authority issued a third-party payment license. Alipay Hong Kong became the first batch of payment license recipients to provide digital financial services to local users. After more than half a year of preparation, the Hong Kong version of Alipay is finally online.

5. On October 13, 2021, the central bank’s official website issued the “Notice of the People’s Bank of China on Strengthening the Management of Payment Acceptance Terminals and Related Businesses (Yinfa [2021] No. 259)”, starting from the business management of payment acceptance terminals Starting from three aspects: special merchant management and acquiring business monitoring, a series of management requirements are put forward for acquiring institutions and clearing structures. At the same time, barcode payment (mobile Alipay, etc.) has also been included in the supervision, and specific regulations have been made on the use of barcodes for personal payment, which will be implemented from March 1, 2022.