China Merchants Bank card suddenly can't be traded.

1. The cardholder of China Merchants Bank has a bad transaction record. When using a credit card, the card used by the cardholder for payment has a bad transaction record.

Second, there is another main reason why banks refuse to trade, that is, the issuing bank of consumers does not authorize the transaction. If the issuing bank does not authorize the transaction, users will not be able to use the bank card for consumption.

Third, consumers pay repeatedly in a short period of time, and there are suspected illegal acts such as cashing, money laundering and fraud, and the card-issuing banking system will directly refuse to pay.

Fourth, take the savings card of China Merchants Bank as the settlement card, and make small high-frequency transfers. In this case, the debit card of China Merchants Bank will stop over-the-counter transactions, and frequent cash flow can easily lead banks to refuse transactions.

Generally speaking, the bank's rejection of this transaction means that consumers can't spend with the bank's money. In this case, it will greatly affect the consumption of users. Once you find that the bank card is abnormal, you must take the initiative to contact the customer service of the issuing bank and start to deal with such things. If the bank is in a hurry to refuse the transaction, especially if the China Merchants Debit Card is bound as a settlement card, it should be replaced with another bank card as soon as possible.

How to solve the rejection of China Merchants Bank card?

At present, there are many cases in which China Merchants Bank Card refuses to trade. Cardholders need to find out the reasons why bank cards refuse to trade, and then handle related business according to their actual situation. If the balance in the card is insufficient or the validity period of the card has expired, the cardholder needs to recharge the bank card or go to the bank to apply for a new bank card.

If it is because of network problems, consumers will have slow network access or other network problems when paying, and they need to wait for the network to be good and refresh the payment page repeatedly before completing the transaction business. In addition, if the card used by the consumer for payment is a non-domestic card, the system suspected of stealing the card will refuse to deduct the money. Once this happens, the cardholder needs to change the credit card.

Once the card system used by consumers for payment is identified as illegal cards such as black cards and duplicate cards, cardholders need to replace it with other bank cards. If the single payment limit exceeds the maximum single payment limit of the consumer card, the user needs to change the credit card or appropriately reduce the payment amount. I have to say that the credit card magnetic stripe card is damaged or the credit card expires, resulting in the transaction being rejected.

Generally speaking, if there is a problem with the bank card, the cardholder needs to replace it. If there is a problem with the network, the cardholder needs to update the network. If the credit card limit or credit card swiping method is wrong, the bank card holder needs to choose the appropriate handling method according to the actual situation.