Principles and inquiry methods of credit card points accumulation and redemption in China Merchants Bank

China Merchants Bank Credit Card Points Accumulation Rules

Second,

Credit card points exchange method of China Merchants Bank

Third, China Merchants Bank credit card points query method

China Merchants Bank Credit Card Points Accumulation Rules

If you use China Merchants Bank credit card to spend RMB, you can get 1 points for every 20 RMB and 1 points for every US dollar. The points generated by the consumption amount will take effect on the day after the bank bookkeeping date. See table 1 for the specific conversion ratio. China Merchants Bank reserves the right to adjust the conversion ratio of points.

Remarks:

1. The integral of the primary card and the secondary card can be calculated together.

2. If the cardholder has both a personal card and a business card, the points of the personal card and the business card shall be calculated separately.

3. If the goods or services purchased by credit card are returned for any reason, or the money is returned due to bill signing disputes or other reasons, China Merchants Bank will deduct points in proportion to the amount of the returned money.

Scope of application of credit card points of China Merchants Bank

Cardholders can accumulate points by swiping cards in restaurants, hotels, department stores and other retail stores with China Merchants Bank Credit Card, such as mail order, installment payment of goods through China Merchants Bank Credit Card Center and cash advance with China Merchants Bank Credit Card, except for items that are not calculated according to the points rules of the bank.

China Merchants Bank Credit Card Points Redemption

I. Credit Card Points Exchange Rules of China Merchants Bank

1. When the credit card points of China Merchants Bank reach a certain redemption standard, the host can redeem the points into corresponding feedback items according to the corresponding points and redemption standards of China Merchants Bank, and China Merchants Bank will immediately deduct the corresponding points from the cardholder's credit card points.

2. All feedback items (including goods, services or vouchers, etc.). ), the exchange standards and rules are subject to the announcement or catalogue of feedback activities at the time of exchange.

3. Before the exchange, the number of all feedback items is limited.

4. Supplementary cardholders cannot directly participate in the redemption of points.

Second, China Merchants Bank credit card points exchange method

1, online redemption: you can easily redeem it by logging in.

2. Telephone voice exchange: Call the exchange hotline (02 1-50624877) and exchange according to the corresponding voice prompts.

3. SMS redemption: Edit the message "DH+ space+redemption number" to 1065795555 (mobile customers) or 10655020 10095555 (Unicom customers) (RMB/article), and you can easily redeem it anytime and anywhere.

4. Points consumption: When you go to a designated merchant, you can swipe your credit card on the POS machine, directly exchange the designated goods or discount the consumption amount by a certain percentage. After the redemption application is completed, the cardholder can call the designated number (02 1-50624877) through the website of China Merchants Bank Credit Card Center to check the order status at any time. Points of Zheng Da Department Store Co-branded Card, Gloria Hotel Co-branded Card, Aviation Co-branded Card, Business Card and Supplementary Card will not be deducted. When the points are used to offset consumption, if the points are insufficient, the insufficient part will be paid by credit card. Goods and services exchanged for consumption points do not provide invoices. Points shall not be shared with other discounts in the store (except for large department stores and general supermarkets).

Inquiry method of credit card points of China Merchants Bank

1. One of the ways to query credit card points of China Merchants Bank-online banking query

Log on to the website of China Merchants Bank Credit Card Center: (Then click on Credit Card Online Banking to log on to the system.

Enter your ID number and inquiry password.

After entering, select the home page of integral management.

2. Customer service inquiry is one of the ways to inquire credit card points of China Merchants Bank.

The customer service telephone number of China Merchants Bank Credit Card is 800-820-5555. After dialing, it will go to the manual service.

Call the voice self-service number 02 1-50624877 for enquiry.

3. Credit card integral inquiry method of China Merchants Bank-bill inquiry.

Credit card users of China Merchants Bank can check the detailed credit card points through the monthly credit card statement mailed by China Merchants Bank.

4. One of the ways to query credit card points of China Merchants Bank-SMS query.

Use mobile phone to send short message "JF" to 6262955555 (China Mobile) or 7022 10095555 (Unicom users) (RMB/piece) to check the points.

5. One of the ways to query credit card points of China Merchants Bank-POS machine query.

Check points on POS machines of merchants designated by China Merchants Bank.