Second withdrawal of provident fund to the account.

In May this year, the staff of Guangxi Baise Housing Provident Fund Management Center saw a small advertisement for raising provident fund. It is written that the intermediary can withdraw the provident fund on behalf of him, or even leave his post, and black households can withdraw it. How can they pass so many inspections and illegally extract them? The staff dialed the phone number on the small advertisement to find out.

What happened to a small advertisement claiming to help people withdraw their provident fund?

After a few rings, the phone was connected. Xiao Li, a staff member, tentatively asked what materials were needed to withdraw the provident fund. I didn't expect the other person's answer to be so simple that he felt incredible.

Staff of Baise Housing Provident Fund Management Center: That person told me that you only need to provide your ID card and bank card.

Xiao Li, who is engaged in housing provident fund management, knows that issuing provident fund requires not only real estate license, deed tax payment certificate, original ID card, but also a series of materials such as application form. What did the other party mean when he said on the phone that he only needed his ID card and bank card?

Staff of Baise Housing Provident Fund Management Center: I told you that everyone I know needs all kinds of documents and materials. How can I believe this is true? In case it finds me in danger, as soon as I finish this, the person hangs up, and then I call again and don't answer.

Xiao Li thought, how can a person who can't tell what materials can fool himself who has worked in this business for so many years? Do people who send small advertisements really want to cheat? But after a while, the man suddenly called him again.

Staff of Baise Housing Provident Fund Management Center: This person called me first and asked me if I wanted to withdraw the provident fund, and then he agreed, just needing an ID card and a bank card. Then I asked him again, and I heard that someone had been found out and notified. How do you ensure this security? He replied, don't worry, there are people in our provident fund who can operate, and the safety can be absolutely guaranteed. He also told me that he had just handled more than 70,000 businesses on April 27th.

The procedure is too simple and the list of facts is so clear, which has to alert Xiao Li. In particular, the other party mentioned that there was such a cash withdrawal business of more than 70,000 on April 27th. Is it true?/You don't say. /You don't say. Aren't they worried about being dealt with illegally? Having said that, the responsible staff immediately reported to the center leader. Soon, Baise Housing Provident Fund Management Center organized several key personnel to set up an investigation team to check the business and found that there was indeed a sum of more than 70,000 yuan on April 27. Did the other party happen to know about this cash withdrawal business, or did someone really break the rules and succeed? Who sent the small advertisement? Where did their tentacles reach? If this is confirmed, does it mean that there may be unknown black holes in the system? This made the investigation team feel the weight of this task, which is a bit heavy.

First, investigate who is the manager of illegal withdrawal business.

A self-inspection operation began immediately. Many core members of the investigation team have been working for decades. First of all, they need to find out as soon as possible where the man on the phone handled the illegal withdrawal business and who the mysterious handler was.

Yang Qingyu, Chief of Extraction Section of Baise Housing Provident Fund Management Center: First of all, this business is handled in the management department of Leye County, but the employees' work unit belongs to Youjiang District of Baise City. Employees should handle the cash withdrawal business in Youjiang Management Department. However, it is unusual for this employee to drive to the Leye County Management Department, which is more than 20 kilometers away from/kloc-0. His (employee's) bank loan was found through the bank, and there was no loan information. Through these two points, it can be confirmed that the employee's withdrawal materials are fraudulent.

And Youjiang District of leye county belong to Baise City, but the distance between the two offices is not close, so who will find the distance? In the subsequent material collection process, the signature of an external employee of the center aroused the vigilance of investigators.

Yang Qingyu, Chief of Extraction Section of Baise Housing Provident Fund Management Center: When we checked with relevant departments, we found that the above materials were not audited, but our application form for extraction was signed by Wang Mouxiang. His signature means that the property rights of these materials have been verified, so from this perspective, we are sure that the above materials are forged.

The investigation team combed the data of the provident fund in Baise City for nearly half a year, and found that leye county had the least provident fund withdrawal business, but from the end of March to the beginning of May this year, 40 businesses appeared intensively, all of which were handled before or after work, and even most of them were handled by cross-regional management departments.

Liu, Chief of Regulation Inspection Section of Baise Housing Provident Fund Management Center: Abnormal shortening (extraction) time is also a clue. If it involves cross-border real estate license, you have to call the other city to ask. It takes three to five days to get the account this day.

Further verification made the members of the investigation team more suspicious. Wang Mouxiang, who signed the materials, is a person with primary examination and approval qualifications. After the materials are verified, he only has the authority to submit them. How did he handle the follow-up review alone? Is there anyone else colluding?

The investigation team immediately rushed to the Leye County Management Department of Baise Housing Provident Fund Management Center, and first read all the audit materials related to Wang Mouxiang. They learned that Wang Mouxiang was in his twenties. Since this year, many of his behaviors have been quite abnormal. He changed his clothes into famous brands and gave generously. From time to time, he invites colleagues and friends to go out to play together, spending thousands of dollars at a time. At this point, Wang Mouxiang was listed as a key suspect. Soon, the results of the investigation team's verification of his review materials came out.

Yang Qingyu, Chief of Extraction Section of Baise Housing Provident Fund Management Center: According to our statistics, during Wang Mouxiang's work in Leye County Management Department (Baise City), all 40 materials he handled were false, and the money was successfully transferred.

Whether there are "insiders" in all links required for customs clearance.

The extraction and review of the provident fund is very rigorous, and it needs to go through multiple review procedures before it can pass the review. So how did Wang Mouxiang break through this procedure? Who uploaded those approved documents into the system? With these questions, the investigation team found Wang Mouxiang of Leye County Urban Management Department to talk.

Yang Qingyu, Chief of Extraction Section of Baise Housing Provident Fund Management Center: We learned from the conversation with Wang Mouxiang that he used intermediary agencies to contact employees, inquired about employee information through his own system account, made false materials offline, then stole colleagues' accounts at the approval post and approved related extraction business after work hours.

In the interview, Wang Mouxiang admitted that during his work in Baise, he used the convenience of his usual work to steal the login account information of five colleagues with approval authority.

Examine and approve the submitted materials in violation of regulations. As for the login password, Wang Mouxiang thinks that this is not a difficult point, because if you stay in a department for a long time, you can get familiar with your face, and sometimes you can get your colleague's login password at the first opportunity.

Suspect Wang Mouxiang: When I got off work at noon, after the staff of the unit left, I recorded information there alone, and some of them used my own account for preliminary examination. Some of their computers were also started with that password, so I opened our internal system for approval, because some accounts were the usual work exchanges between colleagues, and they sometimes told me the password, just like the other party, so I remembered the password without much precautions. Log in directly and go in for operation review.

After each audit, it only takes one or two hours to withdraw the provident fund. In this way, Wang Mouxiang used the opportunity of normal work transfer to assist the Xilin Management Department of Baise Housing Provident Fund Management Center, colluded with an intermediary agency, and illegally handled 45 withdrawals.

Liu, Chief of the Regulation Inspection Section of Baise Provident Fund Management Center: Wang Mouxiang handled this false proof of kinship by illegally purchasing some official seals online, and then scanned these false materials into the business system to handle the housing provident fund withdrawal business.

So, how did Wang Mouxiang get in touch with people who tried to illegally withdraw the provident fund? The investigation team found that someone illegally withdrew the provident fund.

Huang: I just don't know where he (the intermediary) got my information and then called me. If I need to apply for this provident fund, I can help me out, but he wants 15% commission. At that time, I raised nearly 30 thousand, and then I transferred 4000 to him.

Based on all the information, the investigation team found out that from September 20 19 to May 202 1 year, Wang Mouxiang helped 85 people in Xilin county and county * * *, and got 2 10000 yuan. Behind Wang Mouxiang's private signing review, who forged documents, carved official seals and acted as black intermediaries? Baise Housing Provident Fund Management Center provided relevant clues to the public security organs. Baise Public Security Bureau instructed Leye County Public Security Bureau to investigate the case immediately.

The task force first focused on the suspect Wang Mouxiang. What they didn't expect was that his resume showed that Wang Mouxiang had outstanding business ability. Some colleagues reported that he found several cases of forging materials when he first came to work, or submitted materials to defraud the provident fund many times, and even verified the authenticity of the information in various ways, which made his colleagues more sure of his ability.

Mr. Wei, a staff member of Baise Housing Provident Fund Management Center: During a business inspection, he even found this fake clue and found a set of fake materials. There is no material, only in the system data, only in the data. When he found the fake materials, he was deeply impressed.

How to form a fraud network and uncover the whole process?

So when did Wang Mouxiang embark on this road of obtaining benefits through a large number of illegal approvals?

According to the criminal suspect Wang Mouxiang, he did get the benefit fee through a large number of illegal approvals, starting from September 20 19. At that time, he met a man named Zeng Moucheng. At that time, it was Zeng Moucheng who tried to withdraw the provident fund, but was caught by Wang Mouxiang.

Suspect Wang Mouxiang: I saw that his (Zeng Moucheng's) premise information was his previous house, and then I found that the house might be the false material, and then I asked him if the material might be false.

Among the real estate materials provided by Zeng Moucheng, Wang Mouxiang found that it was very similar to a real estate material he had approved, so he found Zeng Moucheng's personal information and contact number through his work account. After some contact on the internet, the relationship between the two people became close. In the subsequent exchange, Zeng Moucheng told Wang Mouxiang that he knew many people who needed to withdraw the provident fund, and he could also help find all kinds of fake materials and official seals. In this way, two strangers contacted each other through the internet and completed the activities of defrauding the provident fund again and again.

Suspect Wang Mouxiang: I just might say that I know the leaders inside, so I lied to him (Zeng Moucheng) and said that I could bring them up. Then he happened to have these customers over there, and he kept recommending them because he knew that the employees inside could not bring them and there was a lot of money, many of which were tens of thousands or hundreds of thousands. Then he said that if they proposed it, the service fee would be shared with each other, and he pressed that point.

In this way, a fraud network with Wang Mouxiang as the internal cooperation and Zeng Moucheng looking for customers and black intermediaries outside gradually formed.

Yang, a policeman of the Criminal Investigation Brigade of Leye County Public Security Bureau: The black intermediary is mainly composed of people who are familiar with the credit business and withdraw the provident fund business. They are mainly responsible for finding customers, that is, customers who want to withdraw the provident fund but do not meet the conditions for withdrawal. After finding the customers, Zeng Moucheng will be provided with the information of these customers, and then Zeng Moucheng will send the customer information to Wang Mouxiang. Wang Mouxiang will inquire about the customer information and the amount that can be withdrawn through the internal system, and feed back the materials that need to be forged to Zeng Moucheng, who will then hand over the information to his offline black intermediary, and then the black intermediary will find relevant personnel to forge the required materials.

Then, how did Wang Mouxiang's illegal approval materials come from? For example, who concocted and sent a false purchase contract? And how did the construction planning permit and seal come into being? According to Wang Mouxiang's confession, these were mailed to him by Lu Mou arranged by Zeng Moucheng in Nanning.

Police of Criminal Investigation Brigade of Yangxian Public Security Bureau: We went to Nanning to check with Lu. Lu only knew that someone sent these materials to him through anonymous express delivery. He just sent them to the county and handed them to Wang Mouxiang according to Zeng Moucheng's instructions.

In order to find out the members of other criminal gangs hidden in the dark, the police seized all the couriers in the same city who were related to Lu during the crime, screened them one by one, and finally locked the suspects Su and Hu, who were responsible for forging the house purchase contract, and Wei, who was responsible for forging the project construction planning permit and seal.

After a lot of investigation and evidence collection and data analysis, the police handling the case gradually mastered the personnel and division of labor of this criminal gang.

The task force immediately deployed the arrest work and divided it into three groups to carry out work in Xilin County, Youjiang District and Nanning City of Baise City. After more than 20 days, all the suspects were arrested.

Qin Ran, Deputy Director of Baise Housing Provident Fund Management Center: He was dismissed according to the management measures for employees of Baise Housing Provident Fund. We handed over the clues to the public security organs in time, and held a system-wide warning education conference in early September, at which his case was reported.

The investigation shows that from September 20 19 to May 20021year, Wang Mouxiang and others 1 1 person were suspected of illegally withdrawing housing provident fund as high as 7,688,900 yuan, which seriously violated the normal management order of the national provident fund and caused great losses to the special account for provident fund.

Qin Ran, deputy director of Baise Housing Provident Fund Management Center: The main reason for this case is that individual cadres and workers in our center have weak legal awareness and discipline awareness. At the same time, the central information system has not done enough security precautions in the authentication and login of operators. Some cadres and workers have a weak sense of confidentiality, and the password management of personal accounts is not strict, so there is a risk of illegal operation after being fraudulently used by others.

At present, 55 employees have returned illegal withdrawal funds of about 56.5438 million yuan. For the illegal withdrawal of provident fund, the provident fund management department has blacklisted it and continued to recover the unpaid illegal withdrawal funds.

Qin Ran, Deputy Director of Baise Housing Provident Fund Management Center: We exposed the employees who refused to return the housing provident fund through the media, and made four treatments: First, the blacklist was transferred to the social credit information system as a blacklist. Second, the employee's unit will report, third, these clues will be handed over to the public security organs, and fourth, the qualification for withdrawing and lending housing provident fund will be cancelled within five years.

At present, nine people in this criminal gang have been arrested on suspicion of forging, altering or buying and selling official documents, certificates and seals of state organs. More than 30 seals involved, more than 40 purchase contracts, and construction project planning permit 10 Yu Ben were seized. At the same time, the police have also handed over relevant materials to the procuratorial organs and discipline inspection and supervision departments, requiring all employees who illegally withdraw housing provident fund to return the illegally withdrawn funds in full within a time limit. After the case occurred, Baise Housing Provident Fund Management Center carried out internal rectification.

Relevant departments reminded that it is illegal to forge contracts and certificates, and intermediaries and individuals who profit from them are illegal. If there is demand, please ask for information through formal channels, don't listen to online advertisements, and withdraw housing provident fund through improper channels such as agents and black intermediaries, so as not to affect the normal withdrawal of provident fund.

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