How many times a day does a credit card count as harassment?

Our laws and regulations do not stipulate that it is illegal to call several times a day to collect money.

But if a collector collects the same person more than five times at the same time, it is a violent collection and it is illegal. If the user doesn't want to be further collected, then the user can take the initiative to contact the staff of the credit card, explain the current difficulties and express that he will pay off the arrears as soon as possible. If the negotiation is successful, the bank will not arrange for someone to call for collection.