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What is the name of the lightning loan now?
At present, in addition to applying for lightning loan in the official account of WeChat (mobile version 8.0. 15), you can also download the lightning loan app for loan. Moreover, lightning loan has reached strategic cooperation with individual credit service providers authorized by eight countries, such as Sesame Credit and Lacarra Credit, and individual overdue repayment records will enter the systems of these credit service providers.
In addition to the central bank's credit reporting, if there is personal non-performing loan information in other credit reporting agencies, it will also have a negative impact on future loans and other behaviors. Therefore, no matter which online lending platform you apply for, everyone should repay on time to avoid overdue. If overdue repayment leads to poor credit reporting, the consequences are still quite serious.
Some people say that lightning loans have been blacklisted because of the rectification of the 20 18 online loan industry. So, is this true? It's actually a rumor. There is no lightning borrowing platform. Moreover, at present, lightning borrowing is normal. Here, besides, let's not spread rumors.
Some people are afraid that the online lending platform will be linked to the credit information center, because they are afraid that the credit information will be tainted due to overdue; However, some people want to find online lending platforms for credit reporting because these platforms are more reliable.
In recent years, citizens' personal information has been continuously leaked, and some so-called "credit risk" companies have received debts from P2P online lending platforms in an "illegal form" without the authorization of the information subject. However, the channel flow of the debt collected by this company is not clear, and there is an act of "illegally buying and selling citizens' personal information". Whoever, in violation of the relevant provisions of the state, sells or provides others with personal information of citizens obtained in the course of performing their duties or providing services shall be given a heavier punishment in accordance with the provisions of the preceding paragraph.
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