What is the specific situation of Xiaomi loan?

Xiaomi Loan is the third product of Xiaomi Finance after the May Live Treasure and the June Fund Treasure. It is a pure credit loan product for 65.438+0.5 billion millet users. This year, Xiaomi Finance has prepared 300 million yuan for lending, hoping that the scale will be close to10 billion next year. In addition, all lending funds come from Xiaomi's own funds. Xiaomi loan does not need mortgage. It is said that the funds arrive very quickly. So how fast? It is mainly calculated according to the bound SMS reminder of bank receipt, and the actual receipt time is less than 1 minute.

Xiaomi loan belongs to Shanghai Hemi Financial Information Service Co., Ltd. [2]? . Xiaomi Loan recommends safe and secure enterprise loan projects to individual financial users through the website platform. Financial users can meet their financial needs by lending surplus and idle funds and obtaining monthly interest payment, and realize annualized interest income of 10%~ 15%. Xiaomi Loan integrates the risk control technology of offline financial institutions into P2P online lending, forming a P-G-P secured online lending model with high security level, allowing offline professional financial institutions to connect with online investors.

register

Visit Xiaomi Loan official website, register, register information, real-name authentication, and register as a Xiaomi loan user; Or search for "Xiaomi loan" in the mobile phone application market and search browser, download the app, and register as a Xiaomi loan user.

investment

Browse "investment projects" in "I want to invest" and select investment projects; Determine your investment quota by understanding the "project details". All projects are guaranteed by Xiaomi loan cooperation agency 100% principal and interest.

After the investment is confirmed, the online banking will be recharged through the third-party payment channel on the inner page of Xiaomi Loan (online banking and bank card are required).

After clicking "Bid" and the recharge is successful and the investment is successful, the Xiaomi loan account will automatically recover the principal and interest on a monthly basis.

Cash withdrawal

Bind the bank card to the "Manage Bank Card" page in the "Account Information" subpage of "My Account" (Note that the name of the bank card holder can only be the name of "Real Name Authentication" when accessing Xiaomi Loan for the first time).

Click the "Withdraw Cash" button in the "My Account" page to transfer the cash balance in Xiaomi loan account to the bound bank card. Withdrawal is completely free, and the withdrawal funds will be received 1 working day.