How to check the validity period of a credit card (how to check the validity period of your own credit card)

1. How to check the validity of credit cards?

1. The card face of the credit ca

How to check the validity period of a credit card (how to check the validity period of your own credit card)

1. How to check the validity of credit cards?

1. The card face of the credit card clearly indicates the validity period of the credit card. The validity period of the credit card is embossed on the second line on the front of the card in the form of month/year, indicating that the card can be used until the last day of the corresponding month in the corresponding year. The format is MM/YY. For example, the card face of a credit card is marked as 12/08, and the validity period is 12,2008 (3124:00).

2. If the card surface of the credit card is worn out, or the credit card is not at hand, the user can call the bank's hotline to check the validity period of the credit card.

3. Users can go to the current counter by themselves and ask the staff for help.

2. Can I use my credit card after it expires?

You can't use your credit card after it expires. Credit card holders need to update their credit card-related businesses at the issuing bank before the credit card expires, so as not to affect the subsequent use of credit cards. Usually, in order to let the cardholder continue to use the card, the bank will notify the cardholder by SMS before the card expires. Once the user receives the expiration reminder from the issuing bank, the cardholder needs to apply for a new card about one month before the card expires. Credit cards can no longer be used when their validity expires, so the issuing bank will also give cardholders a new credit card. After the cardholder gets a new card, he can activate the card and continue to use it. The information and debts of the old card will naturally be transferred to the new card.

3. Why does a credit card have an expiration date?

From a physical point of view, credit card, as a payment medium, is used frequently and will be worn out after long-term use. I believe many card friends have encountered a stuck card. Therefore, regular replacement is necessary;

Theoretically, the financial situation of cardholders is constantly changing. After the credit card expires in three years, the bank can decide whether to continue issuing cards according to the cardholder's use of the card.

Reduce or avoid risks: the cardholder forgets to report the loss after losing his credit card; Cardholder's long-term malicious overdraft; After the cardholder died, the credit card was fraudulently used.

If there are still unclear or new situations, it is suggested that you call directly for free consultation, so as to understand the communication cases and make detailed and targeted answers for you, so as to avoid incorrect answers due to incomplete information and poor communication. I wish the rights protection success.