The loan is owed on 10 every month, and the payment is overdue for two days for some reason. China Agricultural Bank sent me a message, which was recorded in the basic database of financial credit inf

The loan is owed on 10 every month, and the payment is overdue for two days for some reason. China Agricultural Bank sent me a message, which was recorded in the basic database of financial credit information. I'm amazing ... Credit history is just your default record of the bank.

Whether it is a credit card or a loan, 1 will be displayed on the credit record within one month overdue, 2 within two months overdue, and so on. As long as you don't have three 1 s a year, it won't have much impact. However, there will be some minor impacts, such as the mortgage will be slightly higher than the average person ~

If you want to know your credit record, you can take your ID card to the lobby of the local people's bank to print it ~