Is there a limit for mobile banking transfer?

Generally speaking, there is a limit for mobile banking transfer, but the specific limit will vary from bank to bank. Here are some commonly used bank transfer limits: the daily single and cumulative limit of mobile banking transfer of China Bank is 6,543.8+million, and that of online banking is 500,000.

The transfer limit can be changed in personal settings, but only a few changes can be made. ICBC's mobile banking transfer transfers 500,000 bills to customers who handle U shield, with a daily cumulative amount of 1 10,000, with ICBC E paying the highest amount of 1 10,000; Since the electronic password processing, customers have transferred 200,000 bills, totaling 1 10,000 per day, and ICBC e-payment is as high as 5,000.

I. Transfer limits of five major banks

Different banks also have different quotas. Here are five main behaviors.

1. Bank of China, using mobile banking to transfer money, whether it is cross-bank or off-site, will not charge any fees. The transfer is received in real time, and the daily transfer limit is 654.38+10,000 yuan. If you need to transfer more than 654.38 million yuan, you need to bring your ID card and bank card to the bank to handle the transfer limit.

2. Industrial and Commercial Bank of China (ICBC) and ICBC Mobile Banking (ICBC) charge for domestic transfers and remittances, and they arrive in real time. The maximum single transfer of electronic cipher is 200,000 yuan, and the daily cumulative transfer limit is 6,543,800 yuan; A single transfer through U Shield cannot exceed 6.5438+0 million yuan, and the daily cumulative transfer limit is 5 million yuan.

3. China Construction Bank and China Construction Bank mobile banking will not charge renewal fees after February 25th, 20 16, and they will be received in real time. The daily cumulative transfer limit is 50,000 yuan. If you change the mobile phone equipment, a single transfer can be 5000 yuan, and now you should cancel the original equipment.

4, Agricultural Bank of China, Agricultural Bank of China's pocket bank cross-bank transfer has no handling fee, and it arrives in real time, but there is a mobile phone to pay the transfer bill up to 50,000, and the daily limit is also 50,000; Accumulate 500,000 yuan per transfer day by using K-form.

5. Bank of Communications and Bank of Communications mobile banking don't charge fees for cross-bank RMB transfers, and they arrive in real time. The daily limit for using SMS dynamic password transfer is 50,000 yuan; The daily limit for transferring money through intelligent network shield and dynamic token is 100 yuan.

Second, how to transfer money by mobile banking?

At present, there are generally four transfer methods for mobile banking transfer, namely point-to-point local transfer, inter-bank local transfer, point-to-point remote transfer and inter-bank remote transfer. Mobile banking generally has strict requirements on transfer methods. Don't make a mistake.

Before transferring money, you should know where the bank of the other party's account is, and some mobile banks also need you to fill in the specific name of the receiving bank.

Fill in the relevant information of the payee's bank, and then enter the password to complete the transfer. The mobile banking transfer methods of all banks are similar, and there is not much difference. When transferring money, you can complete the transfer operation according to the prompt.