What should I do if I forget to repay the loan one day late?

1. Coordinate with online lending platform in time. You can call the customer service phone of the online loan platform or contact online customer service to communicate. After all, some online lending platforms will have time tolerance and time difference buffer. Therefore, if it is only one day overdue and the repayment buffer is still in progress, then it is nothing too big. Timely repayment after communication will not have much impact.

2. Don't appear overdue one after another. If it is only once or twice, it may be well solved under the communication of the online loan platform. However, if you are overdue continuously, the online lending platform will doubt your credit and think that you are intentional or have no good repayment ability.

3. Find out the specific repayment time. If it is overdue, it needs to be repaid in time. You need to determine the specific repayment time of the applied online loan. For the case of overdue for one day, if it is due to special circumstances, it is excusable. As long as you communicate with the online lending platform, continuous overdue will affect your loan and daily life. 4. Deposit repayment funds in advance In order to avoid this situation from happening again, it is recommended to deposit enough deductions into the repayment card within a few days of online loan repayment every month, so you don't have to worry about overdue. However, it is necessary to pay attention to the online loan deduction in time, and contact the online loan platform immediately if the deduction fails.

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1, online lending, mbth is Internet lending, and p2p online lending is short for peer-to-peer lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly, with about 350 active platforms so far, and the total number reached 3,054 by the end of April 20 15. From 2065438 to September 2009, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Online Lending Risks jointly issued the Notice on Strengthening the Construction of P2P Online Credit Information System to support the operating P2P online lending institutions to access the credit information system.

2. The essence of Internet finance still belongs to finance, and it has not changed the characteristics of financial risks such as concealment, contagiousness, extensiveness and suddenness. Strengthening the supervision of Internet finance is an inherent requirement to promote the healthy development of Internet finance. At the same time, Internet finance is a new thing and a new format. It is necessary to formulate a moderately loose regulatory policy to leave room and space for Internet financial innovation. By encouraging innovation, strengthening supervision and mutual support, we will promote the healthy development of Internet finance and better serve the real economy. Internet financial supervision should follow the principles of "legal supervision, moderate supervision, classified supervision, collaborative supervision and innovative supervision", scientifically and reasonably define the business boundaries and access conditions of various formats, implement regulatory responsibilities, clarify the bottom line of risks, protect legitimate operations, and resolutely crack down on illegal activities.