Is college students' staged music a liar?

Not a liar. However, college students still try to avoid all kinds of third-party installment loans, such as installment music and loan treasure. College students' repayment ability is poor, and once they break the contract, they will go to personal credit information, which will even have a great impact on their families and their future lives. At present, the state is vigorously rectifying campus online loans. As college students, we should learn to distinguish various consumer finance traps.

Things like ant flowers and JD.COM white stripes can be used appropriately. If the family economic conditions permit, you can also apply for a college student credit card, which is a more formal way of spending in advance, and there will be no consumption trap. In short, no matter what the economic conditions are, we should spend moderately, develop good consumption habits and cultivate financial awareness.

Extended data:

Installment payment is mostly used for some product transactions with long production cycle and high cost. Such as the export of complete sets of equipment, large vehicles and heavy machinery and equipment. Installment payment means that after the import and export contract is signed, the importer pays a small part of the payment to the exporter as a down payment, and most of the rest is paid in installments after part or all of the products are produced and shipped, or after the goods are installed, debugged, invested and guaranteed.

The buyer and the seller sign a contract at the time of transaction, and the buyer pays the goods and services to the seller in installments within a certain period of time. The date and amount of each payment are stated in the contract in advance.

References:

Baidu encyclopedia-installment payment? People's Daily Online-China Banking Regulatory Commission (CBRC) emphasizes the prevention of seven types of risks and strengthens the rectification of campus online loans.