Is it true that CITIC called 70 thousand late and said it would go to jail?

Credit card overdue cases are mostly tried as civil disputes. Does not involve criminal proceedings (unless malicious fraud transfers property), generally speaking, will not go to jail! The court ruling will only allow cardholders to pay back the money within the prescribed time limit.

After the credit card is overdue, you must take the initiative to contact the bank, explain the reasons for your overdue, explain the current economic situation clearly, and then negotiate with the bank to stop installment payment and strive for interest-free opportunities. Stop collection, avoid being sued, and more importantly, stop the crazy growth of penalty interest, sign a personalized repayment agreement, and repay in 60 installments for up to 5 years.