Often get advance reserve funds from banks.

The first one may be some marketing news, and the second one may be the petty cash behind your Agricultural Bank, which gives you this petty cash. There will be two directions for you 1 direction, and I will call you directly.

The second direction is that you need to spend money before you can use it. I get similar messages every day. This information is not really credit to users, but just an advertisement, similar to the advertisement above when we read the information on the mobile phone, saying that you have a "300,000 loan line", the main purpose of which is to guide users to click on it.

In fact, if they do, these banks need to re-check their credit status according to the actual situation of users, which is not what the text message really says. You should find that these short messages are almost a template, that is, to give a credit or reserve fund, the amount is generally around 500,000, because others may not be interested if the number is small, and the number is more eye-catching.

It's just spam messages from marketing. You don't have to pay attention to it. The purpose is for you to apply for a loan. Whether you can apply for a bank reserve depends on whether your personal qualifications can meet the requirements of the system. Otherwise, even if the news tells you that there is a limit, you can't use the reserve fund, which will only lead to too many credit inquiries, so don't pay attention to such news.

That's because you may have used something from a software and worked part-time, and the phone number you left will have the reserve funds of major banks. It is best not to operate text messages to avoid falling into routine loans.