Can Bank of Communications send me a link to apply for a Platinum Card?

Yes, the process of platinum credit card is the same as ordinary credit card, except that the application requirements of platinum card are higher than ordinary card and gold card, because platinum card is a high-end card, and the applicant is more strictly examined.

From my own practical experience and the data collected from the official WeChat account Jingxiang Card A, I will tell you the skills of applying for a Platinum Card. If you have any questions, please communicate with you!

1. Maintain good personal credit information.

Generally speaking, if the cardholder has used the card for more than two years and the credit limit exceeds 30,000 yuan, he will have the opportunity to receive an invitation letter from the bank. Cardholders who receive the invitation will be approved as long as they agree to apply for a platinum credit card. The success rate of this approval is basically 100%. Of course, the first condition is that you keep a good repayment record during the use of the card.

2. The application materials should be detailed.

The application materials required to apply for Platinum Credit Card are also an important link, which is related to the comprehensive score of the applicant by the bank.

The application materials to be provided include a copy of ID card, proof of income and personal assets, or proof of professional title, etc.

3. Deal with cards with cards

It is an important skill to handle high-end cards with cards. Banks are not philanthropists, and the purpose of issuing credit cards is to make profits. Generally speaking, the conditions for handling gold cards and general cards in banks are relatively simple. The basis for setting the card limit above the platinum card level is mainly the positioning of credit card products. The number of high-quality customers is limited, and all banks want to find out.

4. Submit personal financial certificate

If the card friend has a car, a house and assets under his name. Go directly to the bank you want to apply for, find the account manager and tell him that he wants to apply for a platinum card, and he will usually apply for it for you. ICBC is very satisfied with real estate. But maybe China Merchants Bank doesn't care about your property.