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How to modify the repayment date of JD.COM IOUs?
At present, the repayment date of JD.COM IOUs is determined according to the user's loan application date, and the repayment date must be the same as the successful loan application date. If there is no such date in the repayment month, the repayment date is the last day of each month.
For example, if the user's loan application date is July 3 1, the repayment date is August 3 1, September 30 and February 28 /29.
Therefore, when you apply for JD.COM IOUs, you'd better choose the loan application date according to your actual situation. After all, JD.COM Baitiao does not support changing the repayment date.
Finally, it is worth mentioning that JD.COM IOUs are divided into order system and bill system, and they have the following differences, so we need to pay attention when repaying them.
1. Order system: when the payment in white stripes is selected, the order that is not paid by installment needs to be repaid within 30 days, and the order that is paid by installment needs to be repaid before 24:00 on the repayment date;
2. Billing system: The monthly billing date and repayment date are fixed. After billing, users need to make repayment before the repayment date. The repayment date of JD.COM IOUs is related to the order date. The interest-free days of the 100-yuan IOUs are 10-40 days. If the user spends one day before the bill date, the interest-free days are the shortest. If the user spends on the billing date, the interest-free day is the longest.
Repayment date of JD.COM IOUs Order System
1, choose not to go on stage.
Need to repay within 30 days after consumption; For example, if you spend RMB 65,438+0,000 on IOUs on April 65, 1965, you only need to pay this consumption on May 65, 1965 at the latest.
2. If installment payment is selected (the order amount is less than RMB 65,438+00, and installment payment cannot be made), repayment shall be made before the final repayment date of each installment; For example, on April 0, 20 16, 65438 spent the IOU of 1200 yuan, which was paid in three installments, and the service fee for each installment was 0.5%. You can't modify the repayment date of JD.COM Baitiao, because JD.COM Baitiao doesn't support changing the repayment date for the convenience of users to remember the repayment date.
At present, the repayment date of JD.COM IOUs is determined according to the user's loan application date, and the repayment date must be the same as the successful loan application date. If there is no such date in the repayment month, the repayment date is the last day of each month.
For example, if the user's loan application date is July 3 1, the repayment date is August 3 1, September 30 and February 28 /29.
Therefore, when you apply for JD.COM IOUs, you'd better choose the loan application date according to your actual situation. After all, JD.COM Baitiao does not support changing the repayment date.
Finally, it is worth mentioning that JD.COM IOUs are divided into order system and bill system, which have the following differences, so you need to pay attention when repaying them.
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