Where is the borrowing function of micro-loan closed?

1 Open the WeChat app, and then find mine in the lower right corner of the homepage-Pay;

2. Then find the service business in the skip payment function area, and find the micro-loan loan in the service business;

3 Click on the micro-loan to enter the relevant page, click on the personal account to enter the account problem, and finally choose to close the micro-loan account.

"Micro-loan" is a pure online micro-loan circulating consumer loan product launched by Weizhong Bank, a domestic internet bank, for WeChat users and mobile QQ users. It was launched on mobile QQ in May 20 15 and on WeChat in September 20 15. Relying on mobile QQ and WeChat, "micro-loan" adopts the official invitation system. Invited users can see the entrance of "micro-loan" in QQ wallet of mobile phone QQ and WeChat Pay, and get a loan amount of up to 200,000 yuan.

Operating environment: Apple 12, ios 14, WeChat version 8.0. 13.

1. As an online banking loan product launched by Weizhong Bank, "micro-loan" has the following characteristics:

1, no guarantee

Most personal loans provided by traditional financial institutions require borrowers to provide guarantees such as mortgages. It is difficult for individual users who cannot provide guarantee or have no fixed assets under their names to obtain loans. "Micro-loan" does not need mortgage and guarantee, nor does it need to submit any paper materials, which can better meet the micro-loan needs of users with good credit.

2. 7*24 hours service, and the loan can be completed at the earliest 1 minute.

Relying on strict risk management rules and complete technical support system, "micro-loan" provides 7*24 hours online service, which is convenient and efficient. All processes are completed on the mobile phone, and the loan can be received in 40 seconds at the earliest.

3. Borrow and repay at any time, and there is no service charge for prepayment.

Second, most traditional financial institutions require users to repay on the repayment date. If the user wants to repay the loan in advance, he needs to apply and pay the handling fee. In addition to the regular default withholding repayment, "micro-loan" also supports users to settle loans at any time without charging any other extra fees.

3. Peer-to-peer lending means that both borrowers and borrowers borrow money on the Internet platform. Online loans are mainly small, which originated in Europe and America during the financial crisis. P2P lending has made some achievements in alleviating short-term capital seeking, risk financing and opening up personal investment channels. In fact, online lending is not difficult to understand. All processes such as authentication, bookkeeping, clearing and delivery are completed through the network. Both borrowers and borrowers can make loans without leaving home.