What should I do if the credit card ID card of China Everbright Bank expires?

1. If the ID card has expired, there are four ways to update it:

(1) Self-service through mobile banking can be updated in real time. Specifically, click "My-Settings-Certificate Validity Maintenance", and then upload a new ID card for verification.

(2) Go to offline outlets and operate through an intelligent teller machine. Put the valid ID card on the intelligent teller machine for business, and the teller machine will identify, read and update the second-generation ID card information.

(3) Off-line pager is used. Take a new ID card to the bank outlet, swipe the ID card on the queuing machine to get the number, and the machine can automatically update the ID card information.

(4) Through the counter of offline outlets, the teller is prompted to update the demand, which can also be updated in real time.

2. If the identity information reserved in the bank is not updated in time, bank account transactions will be restricted in the following areas: mobile banking, online banking, intelligent terminals, ATM, counter business, POS credit card consumption, wealth management purchase, transfer and remittance, etc. In addition, lending transactions will also be controlled, except for large-scale transactions.

Extended data:

According to Article 16 of the Anti-Money Laundering Law of People's Republic of China (PRC), financial institutions shall establish a customer identification system in accordance with regulations. When establishing business relations with customers or providing customers with one-time financial services such as cash remittance, cash exchange and bill payment with a specified amount or more, financial institutions shall require customers to produce real and valid identity documents or other identity documents for verification and registration.

Where a customer handles business on behalf of others, the financial institution shall simultaneously check and register the identity documents or other identification documents of the agent and the principal. If the beneficiary of the contract is not a customer, the financial institution shall also check and register the identity certificate or other identity documents of the beneficiary.

Financial institutions shall not provide services or conduct transactions for unidentified customers, and shall not open anonymous or pseudonymous accounts for customers. If a financial institution has doubts about the authenticity, validity or completeness of the previously obtained customer identity information, it shall re-identify the customer identity.

Any unit or individual shall provide true and valid identity documents or other identification documents when establishing business relations with financial institutions or requiring financial institutions to provide them with one-time financial services.

Phoenix. Com- What about the bank account with expired ID card?

Baidu Encyclopedia-People's Republic of China (PRC) Anti-Money Laundering Law