What happened to the SMS reminder of the Postal Savings Bank for more than 2 hours?

What you want to ask is what happened when the SMS of the Postal Savings Bank reminded you more than two hours ago? It's because the transferor chose to receive the account after 2 hours.

From 20 16 12 1, customers can choose from three transfer methods: real-time arrival, ordinary arrival and next-day arrival at the bank counter (personal customers only) and non-counter channels other than ATM. The transferor chooses the transfer method to arrive at the account two hours later, so the short message reminds him to arrive at the account more than two hours later.