Can you introduce the advantages of China Bank Great Wall cross-border international debit card products?

The Great Wall Cross-border International Debit Card issued by Bank of China is an all-foreign-currency and multi-currency debit card (VISA and MasterCard have not obtained the qualification for clearing domestic bank cards, so RMB is not supported for the time being). The general basic functions and service flow of this product are consistent with the existing UnionPay standard debit card products. Its application scope includes China bank counters and electronic channels such as ATM, personal online banking, telephone banking and mobile banking, and supports online and offline consumption, ordering and international online payment. Product advantages mainly include:

1. Multi-currency payment: The organic combination of personal foreign currency savings deposit business and foreign currency payment service has realized the flexible payment convenience of all foreign currency deposit funds in the card. When the transaction currency is the same as the foreign currency of the debit card account, payment in the original currency can be realized. If it is inconsistent or the balance is insufficient, the system will automatically rotate the deduction from the US dollar account, thus realizing multi-currency overseas payment. The Great Wall Cross-border Card can be paid with foreign currency deposits such as US dollars, British pounds, Hong Kong dollars, Singapore dollars, Japanese yen, Canadian dollars, Swiss francs, Australian dollars, euros and Macao dollars. Without currency conversion, the exchange rate conversion cost of overseas transactions is effectively reduced. If the transaction currency is not within the above-mentioned foreign currency range, or the corresponding foreign currency deposit account has no balance or insufficient balance, you can also use US dollar funds to complete the payment and enjoy the convenience of payment.

2. Safe and convenient: adopting EMV chip standard can effectively reduce counterfeiting and fraud. Instant card opening, unlimited. Equipped with transaction SMS reminder to facilitate customers to know the transaction situation in time.

3. Universal: Great Wall cross-border international debit cards can be used on offline/online merchants and ATM equipment organized by VISA and MasterCard worldwide, and the overseas use scope is wider and smoother than that of UnionPay network.

4. Online payment: The Great Wall cross-border international debit card supports online transactions such as overseas online payment, withholding, and ordering. You can easily handle the Haitao consumption of many overseas shopping websites, or directly pay the expenses of many overseas schools on the online payment platform, which can effectively save the telegraph fee and remittance handling fee in cross-border remittance.

5. Rights and interests of international card organizations:

Corresponding to the card level of VISA and MasterCard International, you can enjoy the customer value-added services provided by the card organization, including but not limited to: preferential merchants, hotel courtesy, global VIP courtesy, travel service, capital security, etc. Depending on the level of the card, you can enjoy different value-added services.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.