Telecom fraud propaganda is everywhere, why do people frequently fall into a full set?

In recent years, the case of Xu Yuyu is distressing, and the topic of telecom fraud is even more hotly debated by the whole people. I hope that after the heated discussion, more effective strategies can be put forward to completely eliminate these cancers.

These days, friends are also talking about it. A policeman friend said doubtfully, "I really don't understand that some telecom fraud messages are so low-level, who will be fooled?" Besides, I don't understand that these scammers don't work hard. Who believes such a bad statement? Don't make it look like anything. Alas, it is strange that some people always believe it. "

On a whim, I explained to him the psychological factors and business model after these two problems, and the police friend suddenly realized.

1. Why is the scam message so low? Because this is a business model that accurately locates the target customers. If the scammer's initial design is particularly confusing, 9900 people out of 10000 will be fooled, and only 100 people with very experienced or extremely high IQ can see through it, then these 9900 people need to enter the second link of the scam, such as calling another fictitious exchange center, which means that the scammer institution needs to set up a call center to handle these calls. According to the receipt of 9900, This exchange center or call center will receive 9900 calls, so they must first train a large number of agents and train them to have appropriate words to handle these calls, so as to trick 9900 people into the third link, that is, actually making money. In order to cheat successfully. Then they need a lot of training and a lot of agents, and the level of these agents should be very high, otherwise these 9900 people will soon see that this is a scam, so the proportion of answering the phone to trick them into the third link will be very low. This is extremely uneconomical from the perspective of economic benefits. On the other hand, if the short message is very rough from the beginning, 9000 people out of 10000 will see through it, and the rest of 1000 people are likely to be those who are particularly inexperienced, have particularly simple thoughts or even have IQ problems, then only a few people need to answer the phone when making a call. And because these people are very gullible people selected from 1000 people, they can be tricked into continuing to make money if they are very unprofessional. It is easy to train agents to deal with these "target customers" because they don't need to be too professional. When they receive a call from this 1000 person, they will have a very high conversion rate and enter the next link to defraud most of the money of this 1000 person. This can accurately target the business model of the target customers, with a high input-output ratio, and it is a cost-effective business. Therefore, fraudulent short messages are rough, because the reason is to screen out people who are unlikely to be cheated, and those people are not the target customers of scammers.

2. Why are some people so gullible? Generally speaking, there are three kinds of people who are gullible.

The first category is easy for all of us to find, that is, greedy people. Their main manifestation is to hope that the pie will fall from the sky and that speculation will succeed. Many people don't think they are greedy, and they are usually generous, but there is still greed in their bones. Therefore, as soon as I saw the opportunity to make a lot of money, I forgot to guard against risks, and my brain was hot, thinking that I finally had a chance to turn over. This speculative psychology will lead to opportunities for swindlers. In addition, there is another situation that is more obvious in many elderly people. If you encounter any free medical examination, it is easy to be fooled to visit and play for free.

The second kind of people are too "good" people. They have been listening to teachers, parents and authorities since childhood, so once someone deceives him in the name of authority, they believe it without thinking, and then obediently follow each other's instructions. Such people rarely have their own opinions, lack self-awareness, and are more likely to obey others, especially authority. Too good and obedient, it is easy to be used by scammers. More sadly, such people have been recognized and affirmed by others since childhood, so they always think that "being a good person" will pay off. Then, when they were cheated by swindlers, they suddenly realized that this kind of "doing good deeds" brought great disasters, and then formed a strong sense of self-blame and guilt, unable to let go of themselves, and prone to extreme behaviors and situations. On the contrary, a person who is not so "obedient" psychologically may be confused for a while and cheated by a liar, but he rarely makes extreme behavior afterwards. In other words, it is easier to let go of yourself.

The third category is people who are too simple, lack social experience and even a little confused. Such people have no social experience and lack interpersonal meaning, and often live in a closed circle. They don't know what is happening in the outside world and don't know the information around them. Moreover, these people all have a common feature, that is, because they are very closed, they can be stubborn. People around you often don't listen when they see some abnormal situations. Friends with banks have said similar things. The staff of the bank are suspected of telecom fraud. They are desperate to persuade the deceived people not to make money, but they still insist on beating and swearing. Finally, even the police came. They even scolded the police and insisted that the person who advised her was hurting her. Only what the liar said was true and it was for his own good. Hearing such a story, I was drunk. It has also been analyzed that there is another kind of people who are too kind to be deceived. Personally, I don't think it is necessary to classify them separately. In fact, they are a combination of the second and third categories. A kind and confused person.

Finally, to sum up, the portraits of people who are not easily deceived: self-awareness, security, self-confidence and calmness. The external performance is: I believe that my ability can achieve my goal, and I don't need a pie in the sky. I believe that everyone has their own ability to acquire wealth and happiness, and they don't need alms from others, and they don't give love indiscriminately. Use your brain to think about how to support others fundamentally, instead of spending money to "buy" conscience and love; Nature lives calmly in this secular world, understands the laws of world operation, is not abandoned by the times, understands society, understands people and keeps pace with the times.