Joke Collection Website - Blessing messages - Provident fund loan, I forgot to put the money into the card that pays the mortgage on time this month. It took a day to put the money in. Why hasn't it been deducted?

Provident fund loan, I forgot to put the money into the card that pays the mortgage on time this month. It took a day to put the money in. Why hasn't it been deducted?

Because there is a fixed date for bank repayment, you may have missed the correct date, so there is no deduction. Provident fund loans refer to employees who have paid housing provident fund for a certain number of years or more (the number of years varies from city to city, such as 12 months or more in Changsha). When the funds for purchasing or building a house or renovating or overhauling a self-owned house are insufficient, you can apply for a provident fund loan.

Extended data:

Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who have paid housing provident fund can apply for individual housing provident fund loans according to the relevant provisions of provident fund loans.

20 12 some cities relaxed the conditions of provident fund loans, among which the upper limit of housing provident fund loans in 9 counties of Linyi City, Shandong Province was raised from 200,000 yuan to 300,000 yuan from June 1.

20 14- 10, the Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the Central Bank issued a document, including relaxing the conditions of provident fund loans, promoting loans from different places, reducing intermediate costs, canceling the housing provident fund personal housing loan insurance, notarization, new house evaluation and compulsory agency guarantee, and reducing the burden on loan workers. Among them, employees who have paid for 6 months can apply for provident fund loans (currently 12 months).

References:

Baidu encyclopedia-provident fund loan