Can the mobile phone receive SMS prompt after apple pay pays?

Before answering this question, let's first understand what the principle of apple pay is:

1, which is a payment method based on mobile phone hardware encryption technology;

2. The process of binding the bank card is actually that the issuing bank authorizes the mobile phone to have the function of this card or authorizes the mobile phone to replace this card. Because of hardware encryption, the uniqueness and security of authorization can be guaranteed, and the risk is very low;

3. The real payment scenario is that the payee uses a POS machine with NFC (Near Field Induction Technology), and the consumer uses an Apple mobile phone with NFC (more than 6 generations: 6, 6p, 6s, 6sp, se) or iWatch to transmit your hardware information and bank card information near the POS machine. The effect is the same as swiping a card.

4. Because after the binding, the bank authorized the hardware of the mobile phone, and the POS itself was networked during the real payment, as long as the bank received the hardware code, it could be considered that the cardholder was spending by swiping the card, and the transmission of hardware information did not need the networking of the mobile phone, so even if the mobile phone or iWatch was offline, the payment could be realized; Therefore, after the opening of apple pay, it is particularly important to keep your mobile phone and payment password safe.

After introducing the above contents, we can realize that whether you receive SMS prompt after payment is not directly related to whether you use apple pay. The trigger conditions for receiving short messages are:

1, the bank card has opened the transaction SMS reminder function;

2. The bank card has been transacted.

Therefore, if the bound bank card is enabled with SMS reminder function, you can receive SMS when paying, and you can't receive SMS if it is not enabled.