Which pits does Fosun jointly select for the No.5 glory version of critical illness insurance? What does the guarantee responsibility include?

Fosun's joint optimization of the glory version of critical illness insurance No.5 can be said to be very popular on the Internet. I heard that the cost performance is very high, and many friends are asking, is Fosun's joint optimization of the glory version of critical illness insurance No.5 really that high? Is it really worth buying?

Today, Senior Sister is going to take a look at Fosun's joint optimization No.5 glory version of critical illness insurance with everyone to see if it is really so excellent. Click on the link below to learn the true face of Fosun United Preferred No.5 Glory Edition critical illness insurance:

Is Fosun United Preferred No.5 Glory Edition critical illness insurance worth looking forward to? After reading this article!

1. What are the advantages and disadvantages of Fosun's joint optimization of the glory version 5 critical illness insurance?

Let's not talk about anything else. Let's look at the picture directly:

1. The coverage period is flexible and optional

From the analysis of terms, it is preferred that the glory version No.5 critical illness insurance provides two coverage periods, namely, 7-year-old coverage and life-long coverage. Let's make our own decisions. Unlike those products that can only be guaranteed on a regular basis or only for life, we can flexibly insure this product.

However, before buying, Senior Sister should remind everyone of one thing. Even if the length of time to protect the insured is different, there must be different premiums!

The premium for 7-year-old insurance will be slightly cheaper, because the insured is only guaranteed for a certain period of time, and the guarantee will stop when the time comes. Life-long critical illness insurance with death protection is different. Although its premium is not cheap, it can be guaranteed until the death of the insured. No matter whether the insured will be seriously ill or not, he can be paid, so that we can enjoy protection all our lives.

Therefore, its stability is higher, and on the basis of getting older, the probability of getting sick will be higher. We can't predict at which stage we will get sick, so we should ensure a little peace of mind for life.

2. There are various payment terms to choose from

There are six payment terms for the glory version of critical illness insurance No.5 * *, such as wholesale payment, 5-year payment, 1-year payment, 15-year payment, 2-year payment and 3-year payment. It can be seen that both short-term and long-term payment terms of this product are included, which can meet the payment habits of many people.

If you don't have much budget, it's not too cost-effective to choose the payment method of 3 years!

Because if you choose to pay for 3 years, first of all, the premiums that you need to pay each year will not cause a great burden on yourself. Most importantly, the critical illness insurance on the market at present (such as the preferred version of the 5 th Glory version of the critical illness insurance evaluated today) covers the premium exemption function. If you suffer from the diseases stipulated in the contract for the first time during the payment period, the later premiums can be exempted and the protection is still effective.

However, everyone's financial situation is different, and the choice of payment period will be different. Senior Sister has specially prepared an article for everyone, and interested friends can take a look:

"How to choose the payment period so as not to lose money?

II. Senior Sister's suggestion

On the whole, it is very cost-effective to choose the coverage content of the glory version of critical illness insurance No.5, which not only has flexible and optional coverage period, but also has many payment periods to choose from, which is fully in line with the economic situation of the insured.

More importantly, it is better to choose the No.5 Glory version of the critical illness insurance, which is a product worth insuring.

After some evaluation by senior sister, it can be seen that it is still worthwhile to buy the product of Glory Edition 5. Of course, there are other products with high cost performance on the market, and senior sister has compiled a list:

"Top Ten Hot Critical Illness Insurance Markets Worth Buying!

Written at the end

I am a schoolmaster who talks about insurance and focuses on objective, professional and neutral insurance evaluation;

If the above content has not solved your problem, you can also come to WeChat official account Xueba and ask me about insurance.

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