What is the credit card of China Merchants Bank?

What kind of credit card is better for China Merchants Bank? There's always one for you.

With the development and popularization of credit cards, in order to occupy the credit card market, major banks are constantly innovating credit cards, and constantly attracting the hearts of people who want to apply for cards with different preferential activities and points redemption rules. The same is true of China Merchants Bank, so which credit card is better for China Merchants Bank? Today, I listed a few better cards, and there is always one that suits you.

Which credit card of China Merchants Bank is better? No comparison, no harm.

First, the most popular among young people: China Merchants Bank Youth Card

Basic information of 1. card:

Withdrawal fee 1%, withdrawal amount 100%, interest-free period of 20 to 50 days, annual fee of 300 yuan, annual fee of the following year is exempted after six payments, and 20 yuan accumulates 1 points, and the points are permanent.

2. Card function:

Free handling fee for the first withdrawal every month;

You can enjoy double points with this card (Youth Edition) in the birthday month;

The advance cash limit is as high as 100% credit limit.

Second, the merchant's most preferential activity: investment standard gold card.

Basic information of 1. card:

Annual fee 300 yuan, free in the first year, free in the following year after swiping the card 6 times; Accumulate 1 points for every 20 RMB /2 USD actually recorded, and the points will be permanently valid; The maximum withdrawal ratio is 50%, the withdrawal handling fee is 1% of the withdrawal amount, and the domestic minimum handling fee is 10 yuan; Interest-free period, with a minimum of 20 days and a maximum of 50 days.

2. Card function:

Borrow cash in advance and take it with you everywhere;

Credit card points are permanently valid;

You can choose hundreds of points gifts and services, and you can refer to China Merchants Bank to exchange points for merchants or directly deduct the credit card amount from designated goods;

Nearly ten thousand merchants at home and abroad can enjoy preferential activities not only in tens of thousands of domestic merchants, but also in designated merchants in Singapore, South Korea, Japan, Hong Kong and other countries and regions.

3. Credit card with QQ number: QQ member co-branded card of China Merchants Bank.

Basic information of 1. card:

Annual fee 100, free in the first year, and free in the following year after six strokes; Withdrawal fee 1%, and the withdrawal amount is 50%; The interest-free period is 20 to 50 days; RMB 20 or USD 2 accumulated 1 points, and the points are permanent.

2. Card function:

QQ members enjoy double points;

New residents swipe their cards to send American travelers backpacks;

You can print your QQ number on the card.

4. Card that can earn points when playing games: China Merchants Bank the glory of the king co-branded card.

1, card information:

Annual fee 100 yuan, transaction is free of annual fee, the first year and the second year. Withdrawal fee 1%, and the withdrawal amount is 50%; The interest-free period is 20 to 50 days; RMB 20 or USD 2 accumulated 1 points, and the points are permanent.

2. Card function:

Log in to the game every day and get 2 points from China Merchants Bank (accumulated once a day);

Participate in the 5V5 Match or Qualifying Tournament, and get 5 CMB points for each win;

Every time you gain a new hero or skin, you will get China Merchants Bank 10 points.

Regarding which credit card of China Merchants Bank is better, you should know which card is best for you when you see these card friends. In the credit card column, just click.

Convenient entrance

You can handle these credit cards quickly!

Which card is the best for China Merchants Credit Card?

China Merchants Bank Express Centurion Platinum Card.

This credit card has a good variety and many rights and interests. The annual fee is 3600 yuan, but in fact, the cardholder can get it back through the card rights. Cardholders can enjoy the free and practical VIP room at PriorityPass Airport all year round. If there is a flight delay of 3 hours, they can pay a maximum of 4,000 yuan, and if there is a delay of 3-5 hours, they will be compensated for 600 yuan. Credit card points can be exchanged for different miles according to the ratio of 3:4, which can be exchanged for miles of Air China, China Eastern Airlines, China Southern Airlines, British Airways, KLM and Malaysia Airlines respectively. In addition, cardholders can also enjoy golf services, car rental concessions, free oral care and so on.

On June 3, 2002, China Merchants Bank officially issued the first international standard dual-currency credit card in China, which opened a new era of credit card consumption for Chinese people. After more than ten years' struggle and growth, China Merchants Bank Credit Card has formed three visions of "being the best payment experience provider in China, the best consumer finance expert in China and the leading diversified marketing platform in China" and won many honors.

Adhering to China Merchants Bank's business philosophy of "changing with you", China Merchants Bank's credit card has continuously refreshed the cardholder experience with product innovation and service upgrade, and has become a leading brand in the credit card industry. In recent years, China Merchants Bank's credit cards actively seek digital transformation, forge ahead, take the lead in building financial internet, and create a scientific and technological legend in the domestic credit card industry.

At present, the types of credit cards of China Merchants Bank include:

1, standard credit card:

It mainly includes standard VISA card, standard card, standard credit card of China Merchants Bank, and "He" credit card of China Merchants Bank.

2. Theme series credit cards:

China Merchants Bank Caixin Media Co-branded Card, China Merchants Bank Hungry Co-branded Card, China Merchants Bank Netease Cloud Music Credit Card, China Merchants Bank Doraemon MengMeng Card, etc.

3. Regional series credit cards:

There are mainly Pinghetang co-branded credit card, Century Jinhua co-branded credit card, Wuhuan Sports co-branded credit card and Xi 'an True Love Star Card.

4. Travel series credit card:

There are mainly Ctrip Travel Credit Card, Air China Companion Credit Card, China Southern Pearl Credit Card, Xiamen Airlines Egret Joint Credit Card and China Eastern Airlines Joint Credit Card.

5. Owner Card Series:

The owner cards of China Merchants Bank include Zhong Ying Automobile Co-branded Credit Card and carcard Credit Card.

6. Shopping series credit cards:

There are mainly Parkson Shopping Credit Card and Ruili Female Shopping Card.

Application conditions:

(1) China residents, foreigners living in China, compatriots from Hong Kong, Macao and Taiwan have reached the age of 18, have full capacity for civil conduct, and have good credit standing. They can apply for personal credit card master cards with their valid identity documents. Personal cardholders can also apply for supplementary cards for other natural persons with full civil capacity or natural persons with limited civil capacity. The main cardholder can apply for cancellation of the supplementary card at any time.

(2) Enterprises, administrative institutions, social organizations and other economic organizations authorized by legal persons who open basic deposit account in domestic financial institutions can apply for business cards from card issuers with supporting documents such as the basic deposit account account opening permit issued by the People's Bank of China (foreign exchange settlement accounts are also required to apply for international business cards). The qualification of the cardholder of the unit card shall be designated and revoked in writing by the legal representative of the unit or its authorized person. The applicant shall bear all debts arising from the unit card.

(3) When applying for a credit card for the first time, the applicant shall fill in the credit card application form correctly, completely and truthfully, and submit the relevant supporting documents required by the card issuer, and agree that the card issuer may inquire about the credit status of the applicant from any relevant department, unit or individual, and keep and use the relevant materials.

(4) According to the credit status of the applicant, the card issuing institution decides whether to issue the card, whether to require the applicant to provide the guarantee and the guarantee method, and determines the way and type of obtaining the card, the credit line granted to the applicant, etc. Failed application materials will not be returned.

(5) The ways for the applicant to provide guarantee include: guarantee, mortgage and pledge. A corresponding guarantee contract shall be signed separately for the guarantee. The scope of guarantee covers all debts incurred under the cardholder's credit card (including but not limited to the principal and interest, over-limit fees, late fees and recourse fees for overdrafts within and outside the credit line).

(6) After receiving the credit card, the cardholder shall immediately sign the same signature as the credit card application form in the signature column on the back of the credit card, and use the same signature when using the credit card, otherwise the cardholder shall be responsible for the losses arising therefrom. Card issuers also provide cardholders with inquiry passwords and transaction passwords (that is, cash advance passwords and credit card consumption passwords) through designated channels.

Which is the most practical credit card of China Merchants Bank?

If you need to spend abroad, you can use Visa or Master logo. If you only spend in China, you can apply for a UnionPay credit card. If you prefer credit card points and you are young, you can choose to apply for Young Card (Youth Edition). This credit card will have double points in the month of your birthday, and you can withdraw it for the first time every month without handling fee. If you travel frequently, you can choose to apply for an airline co-branded card or a Ctrip card, and there will be a discount when flying. You can apply for a car card if you have a car. There are many more like this. China Merchants Bank can basically meet the needs of all kinds of customers.

Product characteristics

1. There are many kinds of cards, which are novel, beautiful and attractive.

2. Telephone banking has a good service attitude and is convenient.

3. E-banking is associated with mobile phones, which is relatively safe.

4. Every consumption is notified by email, and every online transaction and general credit card transaction that exceeds 300 yuan is reminded by SMS.

5. Powerful online banking function, directly used by the popular version, with multiple functions such as bill and detail inquiry, integral inquiry, card opening, setting online transaction limit, self-service bill installment and so on.

6. The first year of China Merchants Bank Credit Card is free of annual fee. Generally, you can waive the annual fee for the following year after spending 6 times.

7. China Merchants Bank Card has no annual fee, only account management fee.

8. The account management fee is only a debit card such as China Merchants Bank's one-card card. The one-card card of China Merchants Bank can be bound to the credit card of China Merchants Bank, and the account management fee of the one-card card can be exempted, but the annual fee of the credit card can only be exempted if it is spent more than six times (including six times).

9. Sanya, food season and other activities and offers are very favorable, involving all areas of life.

10. China Merchants Bank launched a handheld life platform with a credit card. You can use your mobile phone to buy movie tickets and recharge your mobile phone, inquire about preferential businesses nearby and offer discounts. More and better applications are launched one after another.

However, China Merchants Bank's credit card also has the stipulation that "points are difficult, and every consumption 20 yuan is 1 point, which is not a score", which is not conducive to integral consumption.

What kind of credit card is the best for China Merchants Bank?

China Merchants Bank's credit cards are very good, but there are different value-added services for different audiences. If you are YOUNG, you can apply for the Young card of China Merchants Bank. The threshold is quite low and there are many activities. Shopping online is very convenient. If you travel frequently, you can apply for a credit card jointly launched by China Merchants Bank and airlines, such as China Merchants Bank Air China Credit Card, so that you can get a discount on booking air tickets and send insurance. China Merchants Bank Ctrip Credit Card can also be used, not only to buy air tickets, but also to book hotels and travel.

A relatively easy-to-use China Merchants Bank Card

1. China Merchants Bank Express Centurion Platinum Card. This credit card has a good variety and many rights and interests. The annual fee is 3600 yuan, but in fact, the cardholder can get it back through the card rights. Cardholders can enjoy the free and practical VIP room at PriorityPass Airport all year round. If there is a flight delay of 3 hours, they can pay a maximum of 4,000 yuan, and if there is a delay of 3-5 hours, they will be compensated for 600 yuan. Credit card points can be exchanged for different miles according to the ratio of 3:4, which can be exchanged for miles of Air China, China Eastern Airlines, China Southern Airlines, British Airways, KLM and Malaysia Airlines respectively. In addition, cardholders can also enjoy golf services, car rental concessions, free oral care and so on.

2. China Merchants Bank Youth Youth Edition Black Card Face. This card has two colors, black and white. If the card value is high, black cards are more acceptable, but the card rights are similar. This card is the entry card of China Merchants Bank, with a low threshold, which is very suitable for users who have just joined the work. Although there are no other rights cards, you can sign in to get points, you can also participate in other credit card activities through points, and there are many activities that can be exported to sheep.

3. China Merchants Bank Diamond Credit Card. This card is more suitable for nanny fathers with children, and the rights and interests are basically concentrated on the consumption of children. Cardholders can enjoy all the discounts of children's economy class air tickets on any domestic direct route four times a year (travel within 90 days), use the airport VIP lounge for free all year round, and bring a friend for free. In case of flight delay, the compensation for different delay hours is different, and the maximum compensation can be 4000 yuan. Cardholders can also get free oral fluoride treatment for children twice a year, and 7000 points can be exchanged for a free health check-up or two Chinese medicine consultations.

Which card is better for China Merchants Bank credit card?

The credit cards of China Merchants Bank are quite good, except for the value-added services for different audiences. If you are young, you can apply for a youth card of China Merchants Bank. The threshold is quite low, there are many activities, and online shopping is very convenient. If you travel frequently, you can apply for a credit card jointly launched by China Merchants Bank and airlines, such as China Merchants Bank's Air China credit card, so that you can book air tickets and insurance at a discount. China Merchants Bank credit card can also be used, not only to buy air tickets, but also to book hotels and tours.

Easy-to-use China Merchants Bank Credit Card

1. China Merchants Bank Express Centurion Platinum Card. This credit card has a good variety and many rights and interests. The annual fee is 3600 yuan per year, but in fact, the cardholder can recover it through the rights and interests of the card. Cardholders can++use the VIP lounge of Priority Pass Airport all year round. If the flight is delayed for 3 hours, the maximum compensation will be 4,000 yuan, and 600 yuan will book it for 3-5 hours. Credit cards can be redeemed for different mileage at the ratio of 3:4, and the mileage of Air China, China Eastern Airlines, China Southern Airlines, British Airways, Air France KLM and Malaysia Airlines can be redeemed separately. In addition, cardholders can also enjoy golf services, car rental concessions, free oral care and so on.

2. China Merchants Bank Youth Edition Black Card Face. This card has two colors: black and white. If the card value is higher, the black card is better, but the card rights are similar. This card is the entry card of China Merchants Bank, with a low threshold, which is very suitable for users who have just joined the work. Although there are no other credit cards, you can sign in and get points. You can participate in other credit card activities through points, and there are still many activities to take care of.

3. China Merchants Bank Diamond Credit Card. This card is more suitable for wet nurses and dads with children, and the rights and interests are basically concentrated on children's consumption. Cardholders can enjoy the comprehensive courtesy of children's economy class air tickets four times a year (travel within 90 days) on any domestic direct route. They can go to the VIP lounge of the airport for free all year round and bring a friend for free. In case of flight delay, the compensation varies with the delay hours, and the maximum compensation can be 4,000 yuan. Cardholders also receive free fluoride treatment for children twice a year, and 7000 points can be exchanged for a free health check-up or two Chinese medicine consultations.

So much for the good introduction of China Merchants Bank Credit Card.