Which is better for Taobao co-branded credit card?

Credit card suitable for online shopping: three Taobao co-branded cards competition

Many card friends think that online shopping for credit cards has no points. This perception is not entirely correct. Although online payment by credit card can't get the consumption points generated by swiping a card in a physical store, online shopping can still get corresponding points or cash benefits as long as the credit card is used correctly.

For Taobao people who often buy online from Taobao, the most suitable one is a Taobao co-branded card. There are many advantages to handling a Taobao co-branded card. Cardholders can not only get points conveniently, but also enjoy certain value-added services. Here are three models for you.

I. Industrial Bank Taobao Co-branded Card

This is a Unionpay single currency card. There are three kinds of cards: general card, gold card and platinum card. In addition to the basic financial functions of Industrial Bank, the gold card can also provide cardholders with 2 million yuan of aviation accident insurance, which other Taobao cards do not have.

The biggest advantage of this card is that online shopping can accumulate points through fast payment. Every time you spend 1 yuan = 1 points, every 500 points = 100 Alipay points = 1 yuan, you can accumulate up to 20,000 points every month, and the points can be converted into Alipay points for cash use.

When redeeming points, just click "Click to deduct cash" and select the transaction amount deducted by credit card points according to the page prompts to complete the payment.

Second, Guangfa Bank Taobao Card

Guangfa Taobao cards are divided into two types: men's and women's, both of which are UnionPay single-currency cards. Cards are divided into ordinary cards and gold cards, which not only have the basic services and functions of Guangfa Credit Card, but also have special functions such as "saving points every day", "more points every week" and "grabbing red envelopes every month".

Online shopping with Guangfa Taobao Card cannot directly accumulate credit card points, but it can accumulate concentrated treasures. It is more convenient to use integral treasure for payment in 5 yuan = 1 integral treasure, 100 integral treasure = 1 yuan.

Participating in activities can also quickly accumulate concentrated treasures, and the new card will send 5000 concentrated treasures for the first time in March. If you swipe your card every Friday and the end of the consumption authorization number is "8", you can get an equal amount of treasures; On the 8th of every month 10:00- 16:00, we will grab the Jifenbao red envelopes on time, and distribute 4 million Jifenbao red envelopes at random that day.

III. CITIC Taobao Co-branded Credit Card (V Edition) Gold Card

This is a joint card of CITIC Bank and Taobao. It's a UnionPay single currency card. It has the basic services and functions of CITIC Credit Card, and can also provide cardholders with value-added services such as 4 hours 1000 RMB flight delay insurance.

Only quick payment points can be calculated for online transactions using this card, and other online transactions are not counted. On weekdays, you can use Taobao V card for Alipay express payment transactions, and enjoy up to 5 times CITIC credit card points; On the day of Taobao's special offer, you can enjoy up to 10 times CITIC credit card points when you use Alipay to pay transactions in Taobao.

The hottest Taobao co-branded card of the week: Taobao Card Online Application TOP3

Shopping, go to Taobao to buy. Brush Taobao co-branded card and get points. So, which Taobao cards are the hottest? One-week hot card, Rong 360 tells you that this week Taobao Card Network applied for TOP3.

Online application TOP 1: CITIC Taobao V Gold Card

Fast card processing channel: CITIC Taobao V card

Citic Taobao v gold card applications ranked first. This Taobao card not only won the hearts of many Taobao friends, but also was strongly recommended by Rong 360. Where is the CITIC Taobao V gold card?

Now you can meet your daily life by staying at home and relying on the internet. If you like houses, you must have a Zhang Zhongxin Taobao V gold card.

Maximum score of online transaction 10 times. See the table below for details.

If the gold card of CITIC Credit Card reaches 50 points 1 mileage, then the gold card of CITIC Taobao V version can reach 5 yuan 1 mileage at the highest.

Offline POS transactions also have points.

There are only two offline POS transactions at most, which is weak compared with 10. Online merchants are not recommended to brush the CITIC Taobao V gold card.

TOP2: Xingye Taobao Co-branded Credit Card Gold Card

Why is the co-branded credit card gold card of Xingye Taobao sought after? Come on, I'll give you the answer.

1, online points: all businesses that support "credit card payment" will get points. 1 meta product 1 points;

2, points can be discounted, 500 credit card points = 100 Alipay points = 1 yuan;

3. The transaction fee for the first cash withdrawal is free, which is every billing month, not natural month;

4. The number of online consumption is included in the annual fee.

Net application TOP3: Ping An Taobao co-branded card fans died.

Pink Taobao card, with such high value, it's a pity not to start with one.

Like Societe Generale's co-branded card, Ping An's Taobao co-branded card also spent 1 yuan accumulated 1 credit card points. You can exchange gifts on Ping An Milestone website or use points directly to spend on Taobao.

Which one is good for Taobao credit card? Major Taobao co-branded credit cards offer PK.

Taobao credit card can largely meet the daily needs of consumers. For you who like online shopping, a Bank of Communications credit card is enough. So which bank's Taobao credit card is better? The following is a comparison of the preferential degrees of Taobao co-branded credit cards of major banks for your convenience.

Here are some common Taobao credit cards.

Industrial Bank Taobao Co-branded Card

Taobao co-branded card of Industrial Credit Card Center, as long as the merchants who have the Industrial Bank Taobao co-branded card and display "Support Credit Card Payment" in Taobao shop can enjoy credit card points reward by using the fast payment method of credit card to complete the transaction.

Reward standard for points: RMB 1 yuan = 1 credit card points. The credit card points obtained in Taobao Express Payment in the current month will be added to the customer's credit card account before the end of the next month, and the points obtained from the supplementary card will be merged into the main card account.

If you spend the credit card points obtained through fast payment on Taobao, the maximum credit card points obtained each month is 20,000 points.

Ping An Bank Taobao Co-branded Card

With Ping An Bank's Taobao co-branded credit card, you can not only enjoy the points of Taobao shopping delivery mileage, but also accumulate 1 points when you spend 1 yuan, and you can also redeem gifts on the exclusive website of Ping An Mileage.

Ping An Bank Taobao co-branded credit card customers share Alipay gold account (ordinary Taobao members need 100 transaction or 5000 yuan Alipay transaction to get it) and enjoy other privileges such as exclusive customer service channel and birthday privilege of Alipay gold account.

Cardholders can enjoy Alipay privileges, shopping privileges, life privileges and financial privileges by activating the card, and can directly become Taobao's "privileged family". With Ping An Taobao Card, users can enjoy the discount of 10 yuan in 27 cities across the country and the discount of 1000 restaurants and shopping merchants. Ping An Taobao Card will also ensure the safety of customers' online transactions through real-time SMS reminder and 72-hour card loss protection.

China CITIC Bank Taobao Co-branded Card

The exclusive points reward of Internet experts shall be filed according to the actual transaction amount of points calculated by the cardholder's bill month.

The monthly integral transaction amount of the bill is 0-2000 (excluding 2000), and the monthly integral transaction amount of the bill is more than 2000 yuan (including), which is doubled. Cardholders can enjoy double points at the same time in the birthday month, and triple points in the birthday month when the point transaction reaches more than 2,000 yuan in that month.

The points of this card are the same as those of other credit cards of CITIC, which can be exchanged for gifts in the credit card mall. You can apply for a card on the day when the website is promoted as soon as possible.

1, payment limit comparison

Summary: From the above table, it can be concluded that Everbright, Bank of Communications and China have the largest single daily limit, and Everbright has the largest daily limit. You can choose this card if you have a big consumer demand.

2. Overall comparison

Summary: It is not difficult to see from the above table that Taobao credit cards of these banks can get online shopping points, but China Bank is the most favorable.

3. Comparison of fast payment incentives

Summary: Bank of Beijing has the strongest preferential treatment. Flowers 10 yuan, you can get 4 integral treasure. After confirming the receipt, it will be credited to your personal Alipay account. The next time you buy something, integral treasure can spend it as money!

Which Taobao joint credit card is good? Comparison of Advantages and Disadvantages of Taobao's Three Credit Cards

It is convenient and safe for banks to buy Taobao co-branded credit cards with their own characteristics. Because each bank has different policies for different people, the amount and usage rules of Taobao credit card are also different. So which is better for Taobao co-branded credit card? How should I choose? Here are four high-quality Taobao credit cards for everyone.

Which Taobao joint credit card is good?

Societe Generale, Ping An, China, Guangfa and China CITIC Bank all launched Taobao shopping points activities. The Societe Generale Credit Card Center Taobao co-branded cards have platinum card standard version, platinum card elite version, gold card and ordinary card. Which bank Taobao credit card is better, the factors we want to examine are nothing more than cashback strength, how many points to send when shopping, how much to reduce when it is full, and so on. Generally speaking, every Taobao credit card has its own merits, and no one can be perfect. However, there are still many people applying for Taobao Credit Card of Industrial Bank, which meets the consumer demand of most people. The characteristics of other banks may not be so obvious, and cardholders can choose according to their own needs.

Comparison of Advantages and Disadvantages of Three Taobao Credit Cards

First, CITIC Taobao co-branded credit card.

1, the new household card enjoys the 30 yuan Alipay red envelope;

2. Alipay express payment has points, gold card consumption or withdrawal 1 yuan points, double birthday, the highest accumulated points 10 times;

3. Surprises continue throughout the year, with 50% discount for cooperative businesses on Wednesday and Saturday; You can also enjoy the value-added preferential activities such as "9-share exchange" of CITIC Credit Card and "watching movies in 9 yuan";

3, 4 hours 1000 yuan flight delay insurance.

Advantages: online and offline transactions count as points.

Disadvantages: The reward points are limited, with Taobao V6 customers not exceeding 40,000 points and customers below V5 not exceeding 30,000 points.

Second, Guangfa Taobao Card

1, Guangfa Taobao Card directly accumulates concentrated treasure, and every time it consumes 5 yuan = 1 concentrated treasure, 100 concentrated treasure = 1 yuan;

2. Every Friday, if the end of the consumption authorization number is "8", you can get the same amount of concentrated treasure;

3. On the 8th of each month, 10: 00- 16: 00, grab the Jifenbao red envelopes on time, and send out * * * 4 million Jifenbao red envelopes at random that day;

Advantages: consumption directly accumulates treasures, and treasures are spent as money.

Disadvantages: consumption directly accumulates Jibao and does not accumulate Guangfa points. Only used in Taobao, the scope is limited.

Third, Ping An Taobao co-branded card.

1, online shopping Alipay fast payment has points, and points can also be spent as money;

2. Enter Taobao for purchase through Ping An Wanlitong website, and Taobao members get 3 times Miles points;

3. Shopping in popular cooperative businesses (Tmall, 1 store, JD.COM, Amazon, Haagen-Dazs, etc.) on Wednesday can enjoy a maximum discount of 100 by 50. ).

Advantages: Ping An Taobao Card cooperative merchants cover online and offline, and there are points for online transactions, and there are as many as 27 cities offline (10 yuan has more than 1,000 restaurants and shopping discount merchants).

Disadvantages: Ping An Miles points will be converted into 15% handling fee for integral treasure.

Introduction of other Taobao credit cards

1, Industrial Bank Taobao co-branded credit card

Xingye Taobao co-branded credit card covers six functions, including "online application of credit card, quick payment of credit card, online payment of points, quick payment of credit card bills and online repayment of Alipay". Customers can operate through the network from application, use to repayment, and truly realize a faster, more affordable and full-process online payment service.

2. China Bank Taobao co-branded credit card.

China Bank Taobao Credit Card is a joint credit card of Bank of China Co., Ltd. and Taobao and Alipay under Alibaba Group. Activate the cartoon payment function on Alipay website to facilitate online payment. Bank of China also provides services such as easy-to-buy by installment and global preferential merchant network.

After signing a contract with Alipay account, BOC Taobao credit card cartoon payment can be made from the bound credit card without logging into Alipay account through online banking and relying on Alipay payment password, so as to experience simple, safe and fast Alipay online payment.

3. Shanghai Bank Taobao co-branded credit card

Through Alipay express payment transaction, you can not only earn Taobao points, but also accumulate credit card points of Taobao co-branded cards. When you pay by Alipay Express, you can directly deduct the amount paid by Alipay Express by using the credit card points of Taobao co-branded card. 750 credit card points = 100 points. In addition, at any business outlet of Shanghai Bank, you can enjoy the green channel of VIP customers at the outlet when you show this card, and give priority to private cash business.

Here is a good introduction to Taobao co-branded credit cards.