How to query personal credit information quickly? What do you think of the credit report?

To quickly query personal credit reports, the following methods are for your reference:

Offline inquiry: I hold my valid ID card to check at the counter of the local bank (some banks also have outlets to check credit);

Online inquiry: You can inquire through the Credit Information Center of the People's Bank of China -www.pbccrc.org.cn personal credit information service platform. Note: because you need to verify the bank card information when checking the credit information, if you have never had credit business contact with the bank (such as handling loans or credit cards). ), it will be blank in the credit information system and cannot be registered.

1. authentication: users can obtain the verification results in real time by selecting bank card, digital certificate or mobile financial IC card; The simplest thing is to choose bank card verification, savings card and credit card.

2. Submit inquiry application: The platform provides three products and services: personal credit information prompt, personal credit information summary and personal credit report.

(1) Personal Credit Information Prompt prompts registered users in one sentence whether they have overdue records in the last five years in the personal credit information system;

(2) Personal credit information summary shows the personal credit status of registered users, including the summary information of credit records, public records and inquiry records;

(3) Personal credit report shows the basic information of personal credit information for registered users, including the detailed information of credit records, some public records and inquiry records.

3. Obtain the query result: After the credit product is processed (generally the day after the query application is successfully submitted), the platform will send a short message containing the identity verification code to the user, and the user can log in to the platform and use the identity verification code to view the query result within 7 days after receiving the identity verification code.

Tips: The above instructions are for reference only, subject to the operation of PBOC system.

Reply time: 202 1-07-23. Please refer to the latest business changes announced by Ping An Bank in official website.

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