The public finance loan is one day late. Does my personal credit matter?

One-day repayment of public finance in loans overdue will not affect personal credit, because there will be a grace period of 1 to 3.

If the car loan is overdue for one day, it will generate overdue interest and late payment fees, but it depends on whether your car loan has a grace period. If it is within the grace period, it won't matter, as long as it is paid off in time, but there is no grace period. When you repay, you need to pay off the overdue interest and late payment fee together with the repayment amount, and remind you that it is also possible to make a one-day credit report. I suggest you pay it off in time.

: Information required for handling Volkswagen financial loans.

1 ID card of both husband and wife (copy).

2. Driver's license (copy).

3. Marriage certificates of both parties (copies).

4. Bank running water (for half a year or more, it must be stamped by bank outlets).

5. Proof of income (financial official seal required).

6. Real estate license (real estate license+official seal issued by neighborhood committee).

7. Husband and wife household registration book (copy of the head of household and copy of personal leaflets).

When handling public financial loans, you need to know the following precautions:

1. Guarantee is required to handle public financial loans. If the borrower doesn't have real estate in the local area, he should find a guarantee company as a guarantee.

2. Foreigners who apply for public financial loans need to provide social security certificates that have been paid continuously for more than 1 year.

3. It takes about a week to review the public financial loans.

4. After buying Volkswagen, you must pay auto insurance. During the loan period, the beneficiary of the loan is Volkswagen Finance Company.

Volkswagen Financial Services is an important business of audi ag, which is composed of Volkswagen Financial Services Co., Ltd. and its affiliated companies, Volkswagen Bank Co., Ltd., Porsche Financial Services Company and financial services companies directly or indirectly affiliated with Volkswagen AG in the United States and Canada, excluding Scania brand financial services company and Porsche Holding Company located in Salzburg. Its core business areas include personal credit and financing for dealers and customers, leasing, banking and insurance, fleet management and mobile travel solutions.

Volkswagen Finance (China) Co., Ltd. and Volkswagen New Power Investment Co., Ltd. (hereinafter referred to as "Volkswagen Financial Services China") are wholly-owned subsidiaries of Volkswagen Financial Services Co., Ltd., and Volkswagen Finance (China) Co., Ltd. is the first wholly foreign-owned auto finance company in China established in 2004. Volkswagen Financial Services China works closely with SAIC Volkswagen, FAW-Volkswagen, Volkswagen (Anhui) Co., Ltd. and Audi AG (China) Sales Co., Ltd. to provide a series of innovative financial services for Audi AG's brands including Volkswagen, Audi, Skoda, Jetta, Porsche, Scania, Bentley, Lamborghini and Mann.

At present, the main business scope includes: new and used car retail credit, dealer financing, operating lease, financial lease and so on.