The victim's bank card was frozen after being cheated.

Wait for the police to handle it. After the bank card is frozen, the victim himself cannot go to the bank to directly restore the function of the bank card. At this time, he needs to bring relevant documents to the bank for evidence collection, and then restore his bank card before he can continue to use it, and the money that has not been taken away in online fraud will not suffer losses.

Suspected of online fraud, the police have the right to ask banks to freeze their bank cards according to law. Sometimes, people's bank cards may be stolen by criminals by cracking account passwords for fraud. So, what should I do if the bank card of online fraud is frozen? Everyone must try to avoid getting involved in online fraud.

1. What if the bank card of online fraud is frozen?

Wait for the police to handle it. After the bank card is frozen, the victim himself cannot go to the bank to directly restore the function of the bank card. At this time, he needs to bring relevant documents to the bank for evidence collection, and then restore his bank card before he can continue to use it, and the money that has not been taken away in online fraud will not suffer losses.

At present, bank cards are usually frozen through third-party payment websites and mobile phone verification codes. At present, there are 269 companies that have obtained third-party payment licenses, among which Alipay, Tenpay and Quick Money are widely used. For the bank, when the cardholder uses the third-party express payment, the bank pays directly after receiving the payment instruction. However, after payment, the bank can't find the flow of funds, and only shows the quick payment method used by the cardholder. Recovering this money also requires the judgment of a third-party fast payment company. Verification code is one of the most powerful ways to ensure the security of third-party payment, but there are also loopholes at present.

Banks suggest that cardholders should read the relevant agreements carefully when using online express payment to avoid the situation that no verification code is needed. There are many reasons why you can't receive bank messages.

Second, the mobile phone is lost, how to prevent the bank card from being frozen:

1, report the loss of mobile phone SIM card:

Call to report the loss of SIM card and reissue it as soon as possible. Because whether it is Alipay or WeChat, it is very important to get the verification code if you want to log in. Therefore, once the mobile phone is lost, the SIM card should be frozen to prevent others from receiving the verification code of the mobile phone.

2. Bank card loss reporting:

Call the bank to report the loss of the bank card, or borrow the mobile phones of relatives and friends, log in to the mobile banking APP, and report the loss through the "account loss reporting" function.

You can also enter the wrong mobile banking password three times and freeze the online banking on the same day to gain time for recovering losses.

3. Alipay reported the loss:

You can call 95 188 to report the loss of your account and unbind your mobile phone number from Alipay. You can also borrow the mobile phones of relatives and friends, log in to your personal Alipay account, select "Settings-Security Center-Loss Reporting Account" to report the loss directly, and modify the Alipay password at the same time.

4. WeChat reported the loss:

You can borrow your friends and relatives' mobile phones, log in to your personal WeChat account, select "Settings-Accounts and Security-WeChat Security Center" to freeze your account, or log in to the Internet to freeze your account and modify your WeChat password.

Banks will not easily freeze bank cards, especially savings cards, because customers are involved in economic disputes or other economic problems, and courts, public security and other institutions will submit corresponding documents before freezing. In this case, the notification method is not as simple as a simple bank SMS notification, and it is likely to be accompanied by relevant documents issued by the court and the public security. If you have more legal questions, we will provide you with professional legal consulting services.

In order to prevent your bank card from being stolen by criminals and used for online fraud, everyone must avoid setting the account password of their bank card too simple. Regarding the problem that bank cards are frozen due to online fraud, you can refer to the method provided by Bian Xiao above to solve it. When encountering online fraud, everyone must call the police in time.