5 1 Why refuse if you can't get the credit line?

There are many users who want to use 5 1 loan to turn over their loans, but many people find that their loans are basically rejected every second and they can't get a loan with a quota. What is the reason?

5 1 Personality is an application software that makes loans by accumulating personality values. As long as you have a certain personality value, you can get the corresponding loan amount. Of course, you can also increase the loan amount by improving your personality.

So how does the 5 1 character increase the character quota? Let me give you a detailed introduction.

What is the credit limit of 1.5 1?

The credit limit of 5 1, that is, the credit value of 5 1, is calculated according to the comprehensive factors such as the user's address book, Weibo and financial resources. The platform gives you a credit line according to the calculated value, and users can apply for a credit line less than or equal to 5 1.

For example, the amount is 10000 yuan, and the amount that can be applied for on the platform is an integer amount within the range of 100- 10000 yuan.

The higher the role value, the greater the maximum amount of role treasure, and the annualized income is 8. 1%.

Second, how to increase the 5 1 personality quota?

1, login 5 1 character;

2. Click on me in the lower right corner;

3. Click to increase the character limit;

4. Filling in the corresponding information and completing the corresponding tasks can improve the personality value.

5 1 why was the loan rejected?

If you keep refusing, you can try the following methods:

Materials to improve personal morality are mainly divided into three categories:

Basic character point:

A. Identity authentication B. Operator authentication (personal real-name mobile phone card): C. Credit report (don't upload it when the credit is overdue) D. Face recognition social personality score: A. Address book B. Weibo (Weibo keeps the information consistent with the application information) C. Personality expert (attracting investment, useless)

Financial resources and personality points:

A. E-commerce authentication (account information should always be consistent with application information) B. Binding bank card C. Provident fund operation skills: mobile phone requirements: the borrower applies for my common mobile phone. Before the application, all other online lending software on the mobile phone is uninstalled. Remember to clean up the cached data after uninstalling.

SMS related:

Delete the relevant loan information in the short message record, including any verification code short message, approval and rejection short message of the online loan platform, in short, all short messages related to online loan;

Credit card dunning SMS, including "Please ignore the repayment", because some banks do not include all of them. If there is no prepayment, they will notify the call records by SMS: just like deleting SMS, delete the past records of all credit companies, including banks!

The address book is unsalable. Now is the era of big data, and many companies and personal phones related to online loans will be included in many platforms. Please remember that all calls back from any financial institution must be deleted.

Mobile phone number requirements:

The mobile phone number must be the borrower's own real-name registration system, which has been used for at least half a year, and the call records should not be too few. Someone died in this respect.

There is one thing that needs everyone's attention. If there are friends with overdue WeChat small loans or blacklisted small loans in the mobile phone address book, or just fall in love with the blacklist, you must delete what you know or can find yourself.

Paid mailbox:

Log in to the credit card bill mailbox, delete overdue bills, delete credit cards with bills less than 6 months, and do not delete detailed bills, leaving only bills that meet the requirements and have the highest amount and the best use of cards. Using a card is the foundation of everything.

Taobao account:

Log in my commonly used Taobao account in the real-name registration system and check the transaction records. If there is a prepaid card, delete virtual items, delete deduction information, including borrowing and returning, and delete overdue records or reminders of flower loans.

Delete the credit card repayment reminder Cancel the Alipay credit card automatic repayment reminder, then go to the delivery address, delete all the delivery addresses that are not my own, leaving only the only common address consistent with the loan application address, and delete all orders at other addresses in the historical order!