The difference between the billing date and repayment date of Ping An Credit Card.

When is the billing date and repayment date of Ping An Bank's credit card?

The billing date and repayment date are fixed.

The repayment date of Ping An Bank's credit card is 2 1, 23, 25, 28, 1, 3, 5, 8, 10 and 13 of the following month.

The accounting days of Ping An Bank include 3rd, 5th, 7th, 10, 13, 15, 17, 20th, 22nd and 25th of each month.

I. Bookkeeping Date of Ping An Bank Credit Card

First of all, we should know that the billing date of Ping An Bank's credit card is not determined by the card type, and the billing date of all cardholders may be different. The due repayment date randomly assigned by the system is 18 days after the bill date. Ordinary consumption can enjoy a maximum interest-free period of 5 1 day on the billing day. The bookkeeping date and the final repayment date of Ping An Bank can be modified. But it can only be revised twice a year. The date of Ping An Bank's credit card account table refers to the date when Ping An Bank regularly settles all transactions and expenses of credit card holders' credit card accounts in the current period, settles interest and calculates the corresponding amount of credit card holders in the current period. According to the different days of charge calculation, Ping An Bank will generate the initial billing date of Ping An Bank's credit card when it reviews the credit card. If necessary, credit card holders can call Ping An Bank's credit card customer service hotline (955 1 1-2) to modify the billing date, and the billing date can only be modified once within 6 months. At present, Ping An Bank can choose 5, 7, 10 and 650.

Second, Ping An Bank Credit Card Repayment Date

When Ping An Bank's credit card is returned, all customers of Ping An Bank have fixed accounts. Count your transactions and generate invoices before the billing date of last month and the month date after the billing date. The account book is the refund within 18 days after your invoice date, and the expiration date of Ping An Bank Card is 18 days after the account book date. In order to protect the best interests of customers, Ping An Bank provides cardholders with a repayment period of up to three days. The repayment period is three days after the final repayment date, and there is no interest, no minimum repayment amount, no liquidated damages and no credit impact within three days after the final repayment date. It is the last repayment date of 2 1. You can refund your ticket before four o'clock. You don't need to apply for this service. Customers who can't pay the final bill in time don't enjoy this service.

Ping An Bank Credit Card Bill

When applying for Ping An Bank's credit card, the cardholder cannot specify the billing date of the credit card, and Ping An Bank will randomly designate a date for the cardholder as the billing date of the credit card. Therefore, the initial billing date of Ping An Credit Card may not meet the needs of cardholders. Cardholders can call Ping An Bank Credit Card Customer Service Phone (955 1 1-2) to modify the billing date of their credit cards.

At present, Ping An Bank cardholders can choose a date as their credit card billing date on 5th, 7th,10th,13rd,15th,17th, 20th and 25th of each month. In order to prevent cardholders from modifying credit card statements too frequently, Ping An Bank limited the number of times cardholders can modify credit card statements: within half a year, cardholders can only modify credit card statements once.

Corresponding to the billing date of the credit card is the final repayment date of the credit card, while the final repayment date of Ping An Credit Card is the18th day after the billing date of the credit card. Suppose a cardholder's credit card billing date is the 20th of each month, then the last repayment date of this cardholder's credit card is the 8th of next month.

Because overdue repayment will have a negative impact on the cardholder's personal credit, it is best for the cardholder to complete the repayment a few days before the final repayment date, so as to avoid the situation of overdue repayment due to the delay in the arrival of funds and other reasons.

Ping An Bank Credit Card Statement

The billing date of Ping An Bank's credit card is not determined according to the card type, and the billing date of each cardholder may be different, which is randomly assigned by the system. Every customer of Ping An Bank has a fixed billing date. On the billing date, your transactions from last month's billing date to this month's billing date will be counted and a bill will be generated, and repayment will be required within 18 days after the billing date. In other words, the final repayment date of Ping An Bank's credit card is 18 days after the bill date.

For example, if you are a credit card holder of Ping An Bank, the 20th of each month is the billing date, the 8th of the following month is the final repayment date, the consumption date is February 2 1, March 20th is the billing date, and April 7th is the final repayment date, then you can enjoy the interest-free repayment period from February 2 1 to April 7th.

Ping An Bank's credit card bookkeeping date refers to the date when Ping An Bank regularly collects and settles the current transactions and expenses of the cardholder's credit card account, and calculates the current interest and payable amount of the cardholder. The billing date of different cardholders may be different; The initial billing date of Ping An Bank's credit card is generated by system allocation when Ping An Bank reviews the credit card. If necessary, the cardholder can call Ping An Bank's credit card customer service hotline (955 1 1-2) to modify the bill statement only once in 6 months; At present, Ping An Bank has 5, 7, 10, 13, 15, 17, 20, 25 to choose from.

When is the billing date of Ping An Standard Credit Card? Five methods of quick query

Ping An Bank Ping An Standard Credit Card has been attracting many people to handle it since it was issued. After using the credit card, people need to repay it before the prescribed time limit, including the relevant information of the credit card billing date. Then, when is the billing date of Ping An Standard Credit Card?

Ping An Bank's credit card billing date has eight dates to choose from: 5th, 7th, 10, 13, 15, 17, 20th and 25th.

The billing date of Ping An Bank's credit card is randomly assigned, and the billing date of each cardholder may be different, and the due repayment date is 18 days after the billing date, so it needs to be repaid within 18 days after the billing date, but the interest-free period of this credit card is about 20 to 50 days.

So, how do you know when your credit card is charged?

1. Every month, the bank will send you a statement of credit card consumption records for that month. You can check your billing date and repayment date on the statement.

2. You can call Ping An Bank's customer service telephone number 955 1 1 for enquiry.

3. You can log on to Ping An Bank's online banking for inquiry.

4. You can edit the short message "last 4 digits of CXZD#" with the reserved mobile phone number and send it to 955 1 1 to inquire about the billing date and repayment date of the credit card.

5. You can pay attention to the official WeChat account of Ping An Bank, and then bind your personal credit card, so you can find information such as bill date and repayment date.

The above is the summary information of the billing date of Ping An standard credit card, which is randomly assigned. You can also check your credit card bill date and repayment date through the above method. If you want to change the billing statement, you can call the bank customer service phone to apply for change, but you can only change it once every six months.

When is the repayment date of Ping An Credit Card?

The repayment date of Ping An Credit Card is not uniform and fixed, and the repayment date of different cardholders is different.

The billing date of Ping An Credit Card is usually March, May, July, 10, 13, 15, 17, 20, 22 and 25 of each month, and the corresponding repayment date is 2 1, 23 and 25.

Please check the bill for the specific repayment date, or call Ping An service hotline 955 1 1 for consultation.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay.

Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

Extended data:

Credit card advantage

Compared with ordinary bank savings card, the most convenient way to use credit card is to make ordinary consumption, and there is no cash in the card. In many cases, it is enough to return the consumption amount on time.

You can spend without deposit overdraft, and enjoy an interest-free period of 20-56 days to repay on time without any charge (most banks will charge 0.5% interest on the day of cash withdrawal, and there will be a 2% handling fee, but ICBC will only charge interest).

It is not only safe and convenient to swipe your card when shopping, but also a bonus gift.

Special merchants who hold cards in banks can enjoy preferential treatment.

Accumulate personal credit, add credit records to credit files, and benefit for life.

Access to the whole country is barrier-free, and you can withdraw money or spend money by credit card on ATM and POS machines with UnionPay logo; (Note: Credit cards are only suitable for credit card spending. It is best not to withdraw cash, which is expensive and uneconomical. )

Credit card spending, some credit cards get existing points, and various discounts and lottery activities throughout the year, so that you can always have surprises as long as you use the card; (Most credit cards have no points for online payment, but online payment is very convenient and fast. )

Mail the statement free of charge every month, so that you can grasp every consumption expenditure transparently; (Now advocating environmental protection, you can cancel the paper statement and change it into an electronic statement. )

Unique supplementary card function, suitable for husband and wife to jointly manage money or master children's financial expenses.

The free choice of one card and two currencies is popular all over the world, and consumption abroad can repay in RMB.

400 telephone or 5-digit short number prefixed with "9" provides 24-hour service, and the report of loss takes effect immediately, with zero risk of card loss.

Validity period: It is known that the validity period of domestic credit cards is generally three to five years.

Use the third-party platform (the domestic platform supporting credit card bill management is mainly Jujindou) to conduct business cooperation and provide preferential services for cardholders.

disadvantaged

The invention of credit card is like a double-edged sword, which can solve the temporary economic crisis. However, the purpose of issuing credit cards is to make money. Once the interest-free repayment time is exceeded, high interest will be charged, usually five ten thousandths of interest per day.

Blind consumption of credit cards is not like paying cash in a lump sum. I don't feel anything when I brush. A few figures lead to blind consumption and spending money like water.

Excessive consumption of notebooks, digital cameras and smart phones, while enjoying your favorite items in advance, you should also consider whether you can repay them.

High interest If you can't get a credit card and can't repay on time when the final repayment date comes, the bank will charge you high interest. (The minimum repayment amount of a credit card in the first month shall not be less than 10% of its overdraft amount in that month).

Credit cards that need to pay an annual fee basically have an annual fee, but they basically have an annual fee-free policy. For example, CCB can be exempted as long as it is brushed three times a year; But if you don't swipe your card to the bank the specified number of times within a year, you need to charge an annual fee.

So much for the introduction of the billing statement of Ping An Credit Card.