If the mobile phone is lost, can others steal Alipay's money by modifying the password through SMS verification?

It's impossible. Just look at whose mobile phone it is. Even if the mobile phone is gone, it can be turned on with a new core. It is difficult for you to open the password of the mobile phone card that is turned on. Even if it is opened for you, Alipay still has a password. To tell the truth, whose phone is it? If it is not safe, it should be done. The funds there are still safe. Theoretically, if the mobile phone is lost, the other party can indeed change the password through SMS verification and steal it, but there are several difficulties:

1, screen lock password: At present, smartphones are basically set with a screen lock password, so if the other party finds your mobile phone and wants to log in to Alipay, the first step is to unlock the screen lock password, and basically 99% of users will be killed. After all, not everyone is an expert at playing computer games, even if the other party unlocks the screen lock password by swiping the computer (if you have set the PIN code, you have to enter the PIN code after swiping the computer to use it.

2. Alipay login password: If the other party really unlocks the screen lock password, theoretically there is an Alipay login password, but in fact this password is basically useless, because in order to improve the user experience, the current APP only needs you to log in once, and if you don't quit, the subsequent login is basically automatic (in addition, the login can also be logged in through SMS verification code).

3. Payment password: After logging in to Alipay, except the payment code (you don't need to enter the payment password when the amount of a single transaction is less than or equal to 1000 yuan, but you need to enter the payment password when it exceeds this amount), you don't need to enter the password for all other transfers, large-scale payment by scanning code, online shopping, etc. Need to pay the password. This password is your last resort, so is it easy to modify the payment password? At present, Alipay supports four ways to modify the payment password. No matter which one can be modified without a separate SMS verification code, except for the other three, it is basically impossible to modify the payment password unless you lose your ID card and bank card, and there is no way to steal it unless you are an acquaintance.