Excuse me, why doesn't ABC apply for a credit card and let me repay?

It is possible that someone else used your identity to apply for a credit card. First of all, did you ask your family if they used your identity to apply for a credit card? If you don't have it at home, call the customer service of the bank to confirm whether the account holder and mobile phone number of this credit card match you completely.

After you confirm it, you should explain it to the bank or even call the police. In a word, it must be solved as soon as possible.

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