10100000 called and said interest rate cut

If you encounter such a call in real life and tell you that your loan interest can be reduced, then I suggest that you ignore such a call, because generally speaking, if you really After applying for a loan, if the bank wants to lower the interest rate for you, professional staff will contact you, and there will also be corresponding introductions in their official app account. If you haven't applied for a loan yet and they tell you that the loan interest can be reduced now, and then ask you to sign a one-year loan contract online, then it is recommended that you ignore them, because generally these are scammers, don't read it Their accounts sometimes show official accounts, but these phone numbers all show that they can actually be modified through software.

Personal advice.

Because there are many scams in online finance now, it is recommended that if you encounter such a situation in real life, it is best not to believe their descriptions. Because many people are actually professionally trained, they have a very mature set of bouquets, and they also package themselves very much like the official customer service staff will send you a text message link and ask you to click on the application. Then when you go in, you will find a The official website is very formal, but it is actually a trap.

Relevant provisions of the "Criminal Law of the People's Republic of China":

Article 266 stipulates that the crime of fraud refers to the defrauding of public or private property, and the amount is relatively large. , shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or surveillance, and shall also or solely be fined; if the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years and not more than 10 years, and shall also be fined; if the amount is particularly huge or there are other particularly serious circumstances If the circumstances are serious, the offender shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined or have property confiscated. If this law provides otherwise, the provisions shall prevail.

Sentencing standards:

1. If the crime of fraud is constituted, the sentencing starting point can be determined within the corresponding range according to the following different circumstances:

(1) The amount is reached If the starting point is larger, the sentencing starting point can be determined within the range of fixed-term imprisonment or criminal detention of less than one year.

(2) If the amount reaches the starting point of huge amount or there are other serious circumstances, the starting point of sentencing can be determined within the range of three to four years of fixed-term imprisonment.

(3) If the amount reaches a particularly huge starting point or there are other particularly serious circumstances, the sentencing starting point can be determined within the range of ten to twelve years of fixed-term imprisonment. Except for those who should be sentenced to life imprisonment according to law.

2. On the basis of the starting point for sentencing, the amount of punishment can be increased and the base sentence can be determined based on the amount of fraud and other criminal facts that affect the composition of the crime.