How do you know if the bank loan has come down?

Lenders will receive SMS to inform the loan issuing results.

In the process of loan review, the general bank will call the lender to verify some information, and then if all the projects meet the loan requirements, the lender will be informed of the loan date and amount by SMS before the loan is issued.

loan on mortgage/security

1. Loan interest rate: the benchmark interest rate falls by 30%.

2. Loan term: The longest loan term is 30 years.

3. Loan amount: up to 70%.

4. Time required for the bank to approve the loan: 3 working days.

5. Charge standard: 450 yuan (including mortgage registration fee, appraisal fee and notarization fee) is sold within 6,543.8+0,000 yuan.

Fees, excluding courier fees)

Mortgage loan/securities loan

1. Loan interest rate: the benchmark interest rate of the central bank is 5.94%.

2. Loan term: customers can choose freely, and the longest loan can be 20 years.

3. Loan amount:

The maximum loan amount with individual housing as low mortgage shall not exceed 70% of the value of collateral recognized by the bank (unlimited). Charging standard: 2% of the loan amount (if it is less than 6,543,800 yuan, it will be calculated as 6,543,800 yuan, and 2,500 yuan will be allocated.