Check the credit card under the ID card (check the credit++code under the ID card)

How to check all the credit cards in your name?

In the following operations, the operating environment is to open any version of mobile phone software of Android:

There are two ways to query.

The first type: through credit inquiry (computer credit inquiry, bank credit inquiry)

The second type: through the bank's on-site outlets.

Computer credit inquiry

This method is the most convenient, you don't need to go out, but you need the results the next day.

Network Search Credit Information Center —— Credit Information Center of China People's Bank

Click on the internet personal credit information service platform-start immediately

Download and Install Control-New User Registration-Login

Apply for credit-get dynamic code-submit.

Log in to the platform 24 hours after submitting the application, click Credit Service, and then click Get Credit Information.

You can see your credit card account number, which is your credit card number.

The second method-network query

The cardholder carries the original ID card to the local people's bank for credit printing, which can be printed immediately, and the printed credit will show the number of credit cards handled by a certain * * *.

Method for inquiring credit card under personal name

1. Go to the homepage of credit inquiry and click on the Internet personal credit information service platform; 2. Click Login after entering, fill in the login name and password, and click Login;

Apply for a credit card

3. carry out certification. Users can obtain verification results in real time by selecting bank card, digital certificate or mobile finance lC card verification method; Select the question verification method. 24 hours after the application is submitted, the review result will be received by SMS. If the identity verification fails for many times, you can use other verification methods or go to the local people's bank branch to check the credit report on the spot;

4. Submit the inquiry application. The platform provides three products and services: personal credit information prompt, personal credit information summary and personal credit report. Personal credit information tips are

Prompt registered users in one sentence whether there are overdue records in the personal credit information system in the last five years, and summarize personal credit information to show their personal letters to registered users.

Summary of usage, including summary information of credit records, public records and inquiry records; Personal credit report shows the basic information of registered users' personal credit information.

Conditions, including details of credit records, some public records and inquiry records;

credit card

5. Get the query results. After the processing of credit information products is completed (usually the day after the inquiry application is submitted successfully), the platform will send 0 recommendation messages containing the identity verification code to the user, and the user can log in to the platform and use the identity verification code to view the inquiry results within 7 days after receiving the identity verification code.

How to check your credit card?

There are two ways to query.

The first type: through credit inquiry (computer credit inquiry, bank credit inquiry), computer credit inquiry is the most convenient method, and you don't have to go out, but you need to get the results the next day.

Second, through the bank's on-site outlets, cardholders bring the original ID card to the local people's bank to print the credit information, which can be printed immediately, and the printed credit information will show the number of credit cards handled.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

1. According to the "20 13-20 17 China Credit Card Industry Deep Investigation and Investment Strategy Planning Analysis Report", since 20 10, the China government has implemented a prudent monetary policy and adopted a series of moderate austerity measures, which shows that macro-prudence and strengthening capital supervision have become the core of banking supervision in China. The analysis shows that the evolution of the industry structure has further optimized and diversified the product portfolio, and also increased the research and development of new industry standards and mobile payment; Deepen credit penetration; Staging business is developing in depth.

2.2065438+In February 2002, the bank confirmed that credit cards were safer without passwords, and if they were stolen, they would share the responsibility with the bank. Enjoy an interest-free period of 25-56 days (or 20-50 days). Credit card consumption enjoys an interest-free period, and the bill amount is paid off before the due repayment date, without any cost. There is no interest-free repayment period for cash withdrawal, and five ten thousandths of daily interest will be charged from the date of cash withdrawal, and the bank will also charge a certain percentage of cash withdrawal fee. China's credit card market is still one of the fastest growing product lines in China's personal financial services market. Although the economic benefits of the industry are full of challenges, the average annual growth rate of credit card issuance in China will remain at around 65,438+04% in the next 65,438+00 years, and the profitability will also tend to improve. It is estimated that by 2020, the cumulative number of credit cards issued in China will exceed 800 million.

How to find out which credit cards are in your name?

Up to now, there are nearly 6,000 * * banking institutions. Because these banks are independent enterprises, the system is not connected with * * *, so you have to check all the savings cards in your name, only one by one. However, if you are inquiring about a credit card, you only need to inquire about the personal credit report because there is a credit information system.

To check all credit cards under your name, directly log on to the website of Credit Information Center of China People's Bank and print personal credit information report by yourself. On the homepage of personal credit information report, you can see how many credit cards are in your name, the processing time, usage and overdue of these credit cards.

Savings card

Because credit cards are similar in nature to loans, all banks need to report to the Credit Information Center of the People's Bank of China, so they can be found in the credit information. However, debit cards are different. Debit cards belong to savings type and non-credit type, so they don't need to be reported to the central bank's credit information center, and they can only go to various banks to inquire.

There are two main ways to check the number of savings cards in each bank under your name:

One is the counter: counter inquiry requires me to carry my ID card for inquiry.

One is the bank's telephone banking (that is, customer service): the telephone banking must dial the mobile phone number reserved by the bank and know the ID number and telephone inquiry password at the same time, and the three can be inquired at the same time.

Credit cards are rarely handled under pseudonyms because they are easily exposed. Because there are many domestic banking institutions, almost no one can do all the verification, and some small bank cards are not strictly audited, so there are cases where savings cards are handled under false names. If your savings card is processed under a pseudonym, you must leave the evidence of opening the card in time and immediately raise an objection to the bank staff to protect the safety of personal information. It is really impossible to ask the police for help.

Today, with more and more personal bank cards, we must protect the password of personal bank cards to prevent them from being used by criminals at will.

How to check whether I have applied for a credit card with my ID card?

You can go to the corresponding bank business hall with your bank card ID card, and there are several other ways to inquire:

1. You can see all the credit cards and card issuers in your name by querying credit or printing credit records.

2. Call the customer service to provide identity information, and the customer service of the bank will tell you the number of bank cards in your name.

3. Download mobile banking, and you can inquire after logging in.

Because it belongs to personal privacy information, although it can be inquired through bank customer service, it is strongly recommended that you make a copy of your usual card in case of emergency. It is recommended to store the backup in a safe place, or a place that is easy to find but can be encrypted when necessary. Although personal information is needed for inquiry, it is necessary to prevent personal information from being leaked. In short, protect personal information when using credit cards.

credit card

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

Is your card a credit card?

1. Credit cards are those with clear words "credit card" and "debit card" on their faces.

2. There is a laser anti-counterfeiting mark on the front of the credit card, but there is no debit card (except for individual bank debit cards).

3. Credit card must have an expiration date.

4. The words "debit card", "savings card", "ATM card", "Maestro" and "Cirrus" are clearly marked as debit cards on the card face.

5. Credit cards are embossed. Debit cards are printed in print and relief.

6. On the front of the credit card, there is the Chinese pinyin of the cardholder's name, and some have the gender of "Mr" and "Ms". Debit cards may not be available.

7. Generally, you don't need to enter a password (except for Shenfa Credit Card, CITIC Industrial Credit Card and some credit cards of CCB), just enter 6 or 4 digits on the password key to confirm.

8. Credit cards have an expiration date.

9. There is a CVV code for online payment on the back of the credit card.

How to check your credit card?

There are three ways to check your own credit card:

1. Telephone inquiry: you need to inquire about the customer service telephone number of the bank by yourself, and inquire about the credit card related information handled by your ID card through the customer service staff;

2. Log in to the credit information system: register your credit information report and personal credit card information through your ID number;

3. Bank outlets: You can bring your ID card to the credit management center of the local People's Bank and check your personal credit card with the help of the staff. Operating environment; Apple 12iOS 14 browser 12.8.7

With the popularity of credit cards, more and more people have become credit card groups. Many people not only apply for credit cards, but also apply for multiple credit cards at the same time. However, with the increase of credit cards, problems inevitably arise in credit card management. Many people are considering canceling some of these credit cards, but they don't know which ones should be cancelled. If you have the following credit cards, you'd better cancel them as soon as possible.

1. Credit card with low credit limit and difficult to pay.

There is such a credit card. Although the threshold for applying for a credit card is not low, the credit limit of a credit card is pitifully low. In addition, it is more difficult to increase the credit card limit later. No matter how hard you try to improve your qualifications, the credit card limit is still very low. If you have this credit card at hand, instead of keeping it all the time, it is better to cancel it indirectly to avoid overdue.

2. Long-term idle credit cards

Many colleagues apply for multiple credit cards just to show off and let others know that they have multiple credit cards at the same time. There are many people applying for credit cards, and the consumer demand is very small. Idle credit cards have a charge for swiping, so they can't repay on time, which is easy to cause overdue. Therefore, canceling the use of credit cards is the best way.

3. Credit cards with serious homogenization

If you have two or more credit cards with similar rights and interests, please choose a credit card with a larger amount, and other credit cards can be cancelled.

4. Credit cards with less rights and interests

This requires careful comparison to find out the credit card cancellation with less rights and activities from your own credit card.

How can I find out how many credit cards I have handled from my ID card?

1, you can try to log on to the website of the Credit Information Center of the People's Bank of China to inquire about the credit report, and there will be a card in the credit report (the credit report will not be updated in real time, and the information will be delayed, so it is recommended to inquire irregularly); If there are savings cards and professional versions of China Merchants Bank, personal credit reports are also inquired through some counters and professional versions of China Merchants Bank.

2. Bring my ID card or client's ID card and power of attorney, and provide my ID card to print personal credit records at the credit inquiry window of the People's Bank of China;

3. Open the official website of China People's Credit Information Center, and submit an application for personal credit information record in the personal inquiry column with the mobile phone number matching the registered account number of the ID card. Usually, the mobile phone will receive the inquiry code from the credit information center within 72 hours. Open the official website login account of China People's Credit Information Center again, enter the inquiry code of SMS in the personal inquiry column to access personal credit information, and download and save a PDF document at the bottom of the page.

4. The first method is a simple method, but it is also a stupid method, which is to call the customer service of the bank. What workers, peasants and Jianzhong, 95588, 95599, 95560, 95533, one by one, you can find your own bank card in every bank. The second method is similar. It is to run from one bank to another with an ID card and check how many bank cards you have in this bank through the counter. These two methods are stupid, but there is no way. Only in this way can we conduct a comprehensive inspection. In general, it is normal not to know how many bank cards you have, but it is rare not to know which bank you have applied for. The third method is to use the issuing bank. Log in to the bank, online banking. If you don't have an account to log on to the website, register first. After registration, it will generally show all the bank cards you have handled in this bank, which is convenient for you to inquire or know fairly well. The fourth method is to use mobile banking. Download the mobile banking client of the bank and open the mobile Internet service at the counter, so that after logging in to the mobile banking, you can go to the personal credit center of the People's Bank of China and check the credit with your ID card, and you can find the loans, credit cards and bank cards involved in the loans of various banks without going through various banks. But if the business in your bank card only involves savings, it can't be found in the People's Bank of China. Bank cards are also unimpeded. Inquire through online personal integrity records. The procedure is through Baidu online search: personal integrity record query. After entering the website, fill in the ID number and mobile phone, complete the registration verification, and apply for personal credit inquiry. After the application is approved, you can check your credit card and bank card for loans at various banks. This method is the same as above, and no savings card can be found.