What should I do if I get a call from Alipay?

In recent years, with the continuous development of internet financial loans, internet micro-credit products have gradually become the mainstream loan methods, especially the prevalence of overdraft tools such as flower buds, borrowing buds and credit cards, which makes people develop the concept and habit of spending ahead of time and overdraft. Ant lending is a very popular sesame sub-loan product. You can easily borrow money by opening Alipay. However, the money lent is not equal to the water poured out. If you borrow it, you have to return it. If you don't pay, you will encounter various bad consequences, such as overdue collection. What if I get a call from Alipay? Alipay collection is inventory!

1. SMS: Compared with other private lending, Alipay is still more formal and reliable, so his collection methods will not be too intense, and there will be few cases where the address book is exploded. Generally, when you call, you will send a text message to inform the debtor of the overdue amount and overdue penalty interest, and ask to pay off the arrears as soon as possible.

2. Freeze the account: If the debtor fails to repay the loan for more than 3 months, Alipay's collection methods will be further upgraded, such as lowering your sesame credit score and freezing the financial credit products in Alipay, such as flower buds and borrowing buds. You can also contact other contacts in the borrower's address book and ask for help in contacting the debtor.

3. On-site collection: According to feedback, a friend received a customer service collection call after loans overdue, claiming that he would come to collect the money without repayment. There is also feedback from forum users, who owe 85,000 yuan, and really encountered the situation of door-to-door collection. Finally, the two sides sat together to negotiate and solved the matter satisfactorily. It can be seen that as long as the overdue amount is too high, the possibility of recovery at home is not ruled out.

In a word, when receiving a call from Alipay, you need to be vigilant, verify your identity, and protect your personal information when communicating with the other party. At the same time, we should actively take measures to remedy and solve the problem of arrears, rationally plan personal financial situation, and formulate feasible repayment plans. At the same time, you can also seek the help of professionals, consult lawyers, financial experts and other professionals in related fields, get guidance and advice, and try to avoid this situation from happening again.