I owe Gitzo five years' money, and now I want to pay it back.

Many people applied for loans in Gitzo, but some users never paid back after the repayment was overdue. Someone asked Gitzo if it hadn't been returned for two years. How can it be returned now? Let's talk about this problem briefly. I hope it will help after reading it.

? If users want to repay, they can directly contact the official customer service of Gitzo Platform. After the other party indicates its willingness to repay, it will arrange relevant post-loan personnel to dock with the debtor, and both parties will negotiate the repayment amount to settle the repayment.

After settlement, users can ask the platform to issue a settlement certificate, and then wait for five years to update the credit report, so as to maintain personal credit and avoid any overdue dishonesty.

Gitzo Consumer Finance Platform is a licensed financial institution. Users who borrow money from it will not only report to the central bank's credit information system at the meeting, but also receive collection information such as telephone calls and text messages from Gitzo platform and third-party collection platforms. Moreover, with the overdue time getting longer and longer, the cumulative penalty interest is very high.

Therefore, users who are overdue for two years should have a lot of penalty interest. I suggest that you can negotiate with the platform before settlement to see if you can reduce the part. On the whole, the negotiations may be successful.

The above is the answer about "Gitzo didn't return it for two years, and now I want to return it". Generally speaking, if you want to contact the platform directly, you can settle the account directly after applying for negotiation and reduction. Users are advised to pay back on time and keep their promises, otherwise they will bear some negative consequences, which is not cost-effective.