Does ICBC's credit card have a WeChat consumption reminder?

ICBC Credit Card currently does not support WeChat consumption reminder. Balance change reminder is a business to remind you by SMS or email when the credit card balance changes (such as withdrawal and consumption entry). For China Merchants Bank credit card, after the host verifies his identity through WeChat, we will send the reminder information of each credit card consumption to his WeChat account in real time for free, and the original mobile phone consumption SMS will still be sent normally. Use WeChat to find the "China Merchants Bank Credit Card Center" in the official WeChat account, and add it as a friend to use WeChat smart service. Huawei mobile phone HarmonyOS system os2, WeChat version number 8.0. 16.

1. Wechat with credit card can only be used for payment by some merchants, and cannot be used for personal transfer, code scanning payment, face-to-face payment, etc. Whether WeChat scan code payment can use credit card needs to meet at least two conditions: one is to generate real transactions, and the other is that merchants support credit card payment. In addition to using WeChat scan code to transfer red envelopes, they are basically real transactions. You know, the bank clearly stipulates that credit cards cannot be transferred. The most important thing is whether the merchant supports credit card payment.

2. The introduction of WeChat credit card consumption is as follows: I use the QR code of WeChat code scanning merchants. It turns out that you can only pay by change or bank card, and credit card is not supported. This is because the QR code of such businesses is static and does not support credit card payment. If you show the QR code to the merchant and let the merchant scan the code with a code scanner, you can pay by credit card. Because this QR code is a dynamic payment code, it can support credit card payment. However, it should be reminded that even if merchants support credit card payment and use credit card payment through WeChat scan code, they may encounter payment failure.

3. Wechat can bind credit cards and spend by credit card. Wechat payment binding credit card process: firstly, log in to WeChat, enter my page, select wallet to enter wallet page, select wallet to enter wallet page, add bank card, select add bank card, enter payment password according to the prompt, and add a new bank card. Enter the Add Bank Card page, enter the credit card number to bind, and then follow the steps. Most bank credit cards support WeChat payment. After binding, you can debit the credit card by scanning the QR code of the merchant to pay. Moreover, the credit card scanning code consumption after binding WeChat is the same as the offline credit card consumption, and they are all included in the number of credit card swipes to participate in the annual fee-free activities. In addition, there are some points accumulation preferential activities that are the same.

4. Repay on time. Credit card is an overdraft tool provided by banks to cardholders. Using credit card to spend can alleviate the economic pressure of consumers to some extent. However, it should be noted that credit cards are bank credit products and need to be repaid after consumption. Cardholders need to remember the repayment date of the credit card. If the user fails to repay within the specified time limit, the cardholder may be overdue, the credit card holder will face bank collection and penalty interest, and personal credit will also be affected. Therefore, attention should be paid to timely repayment, and the credit card installment and minimum repayment amount should be used reasonably. When credit card users can't fully pay off their debts within the specified time limit, in order to avoid overdue behavior, cardholders can choose to apply for credit card installment or minimum repayment amount, both of which will generate certain expenses, so we can't abuse credit card installment or minimum repayment amount.