What should I do if I am sued for an overdue online loan?

If an online loan is overdue and is sued, you can take the following measures to deal with it:

1. Understand the lawsuit immediately: First, you need to understand the specific lawsuit, including the creditor’s Identity, reason for prosecution, court of prosecution, etc. You can obtain relevant information by receiving a complaint from the court or by consulting a local court or law firm.

2. Seek legal assistance: If you do not have relevant legal knowledge or experience, you can consult a professional lawyer for help. An attorney can evaluate the circumstances of your case and provide you with legal advice to protect your rights.

3. Participate in the proceedings: After receiving the complaint, you need to actively participate in the proceedings. This includes providing relevant evidence, appearing in court to respond, conducting arguments and defenses, etc. Throughout the process, you should respect the court's decision and comply with procedural requirements.

To sum up, when you are sued for an overdue online loan, the first step is to understand the prosecution situation, the second step is to seek legal aid, and the third step is to actively participate in the litigation process. Through reasonable responses and appropriate legal assistance, you can better handle the situation of being sued for overdue online loans.

Extended information:

When dealing with overdue online loans and being sued, you need to pay attention to the following points:

1. Preserve relevant evidence: retention and borrowing , all repayment-related documents, text messages, WeChat chat records, bank statements and other evidence to prepare for litigation needs.

2. Reasonably safeguard your own rights and interests: Carefully review the contents of the complaint and raise objections if there are errors, omissions or untruths. At the same time, in court debates, one should put forward one's own defense opinions based on the actual situation.

3. Reasonable and legal repayment arrangements: If you really have the ability to repay, you can negotiate with your creditors to formulate a reasonable repayment plan to repay the debt as soon as possible and avoid the implementation of enforcement measures.

4. Avoid evading legal responsibilities: When faced with overdue online loans, avoid evading legal responsibilities and do not use illegal means to avoid repayment, which may bring more serious consequences to yourself.

The above are suggestions for handling overdue online loan lawsuits. I hope it will be helpful to you. If you encounter similar problems, it is recommended to consult a professional lawyer or legal institution in time to get accurate legal advice and help.