Why not call it a pleasant loan?

Pleasant loan, a loan platform, attaches great importance to overdue users. Usually, when overdue occurs, users will be urged by phone or SMS. But why on earth doesn't pleasant loan demand payment?

1. Yirendai cannot contact the borrower for collection due to the borrower's change of telephone and other contact information.

2. If the borrower is overdue for a long time, Yirendai will change the collection method. Instead of calling the borrower for collection, it will contact the family and friends around the borrower for collection.

3. The borrower's overdue time is relatively long, resulting in the loan becoming a bad debt, which is likely to be directly sued by the platform.

The above are some reasons why pleasant loans are not urged, and I hope it will help you.