What SMS will China Construction Bank send for overdue mortgage?

China Construction Bank will send a short message containing the following contents to inform the overdue mortgage:

1. loans overdue reminds: Dear customer, according to our records, your mortgage account is overdue. Please repay as soon as possible to avoid bad credit records and possible legal consequences.

2. Reminder of overdue amount: Your overdue amount is XX yuan. Please repay online or over the counter as soon as possible to restore the normal account status.

3. Repayment method prompt: Please choose the appropriate repayment method and repay in time. You can make repayment through online banking, mobile banking, ATM machines, counters and other channels.

4. Warning of overdue interest: Please note that overdue repayment will generate extra overdue interest and may affect your credit rating. Please repay the principal and interest as soon as possible.

5. Legal risk warning: According to relevant laws and regulations, banks have the right to take legal measures to recover overdue loans, which may lead to asset seizure, auction or other legal consequences.

To sum up, CCB will notify customers by SMS when the mortgage is overdue, reminding them of the overdue amount, repayment method, overdue interest and possible legal risks. Customers should repay in time to avoid bad credit records and legal consequences.

Extended data:

1. overdue repayment: refers to the failure to repay the loan principal or interest on time after the agreed repayment date.

2. Bad credit record: overdue repayment will be recorded as a bad credit record by the bank, which will have a negative impact on personal credit rating and may affect future loan applications and credit card applications.

3. Legal consequences: According to the relevant laws and regulations of our country, banks have the right to take legal measures to recover overdue funds, which may lead to the seizure, auction or other legal consequences of assets. Therefore, timely repayment of overdue payments is an important measure to avoid legal disputes.

The above is the common content that CCB informs customers when the mortgage is overdue, and the specific situation may be different due to personal circumstances and contractual agreements. Customers are advised to contact the bank in time for repayment settlement.