How to deal with the new debt collection?

Legal analysis: 1. Contact the bank collector directly, explain the situation, inform him that the mobile phone number has been newly handled, and ask him not to contact again.

2. Contact the mobile phone operator directly to solve the problem that the mobile phone number always receives harassing calls.

3. Collection meetings often change the number to contact the debtor, so it is best to directly contact which bank the debtor owes, and communicate directly with the bank. It is best to delete comments in the banking system.

4. Download some blocking software to block these calls and text messages.

If it really doesn't work, you can only admit that you are unlucky and change your mobile phone number again.

Legal basis: Article 7 of the Interpretation of the Supreme People's Court and the Supreme People's Procuratorate on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases of Impairment of Credit Card Management. If the set meets the following conditions at the same time, it shall be deemed as an "effective set" as stipulated in Article 6 of this Interpretation:

(1) After the overdraft exceeds the prescribed limit or time limit;

(2) The collection shall be conducted in a way that can confirm the cardholder's collection, unless the cardholder intentionally evades the collection;

(3) The interval between two collections is at least thirty days;

(four) in accordance with the relevant provisions or agreed to collect.

Whether it is an effective collection shall be judged according to the original evidence materials provided by the issuing bank, such as telephone recording, information delivery record, letter delivery receipt, e-mail delivery record, signature of the cardholder or his family.

The relevant evidential materials provided by the issuing bank shall have the signature of the bank staff and the official seal of the bank.

Interim Measures for the Administration of Online Loans of Commercial Banks Article 56 A commercial bank may not entrust a third-party institution with a record of illegal acts such as violent collection to collect loans. Commercial banks should clearly define their rights and responsibilities with third-party institutions, and require them not to collect money from third parties unrelated to loans. If a commercial bank finds that the cooperative institution has illegal acts such as violent collection, it shall immediately terminate the cooperation and hand over the illegal clues to the relevant departments in time.