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What is the general credit card limit of CITIC?
Different types of credit cards (debit cards) have different amounts, which are generally divided into the following categories:
1, the credit line of ordinary credit card (debit card) will be between 3000- 10000 yuan.
2. The credit limit of gold card (credit card) is between 10000 and 50000 RMB.
3. The credit line of platinum credit card (debit card) is more than 50,000 yuan. Moreover, the credit card (debit card) withdrawal amount of CITIC Bank can reach 30% of the actual amount.
What is the general credit limit of CITIC Credit Card?
Credit cards of China Merchants Bank, China Everbright Bank and Ping An Bank are relatively easy to handle.
Supplementary information:
Credit card processing of China Merchants Bank, China Everbright and Ping An is very simple, as long as you have work permit, medical insurance card and ID card. China Merchants Bank can also apply for completing the information directly in the credit card official website, and the bank will send the credit card after checking it. In terms of quota, these three banks will also be higher than the four major state-owned banks.
Extended data:
1. The application conditions of China Merchants Bank credit card are:
1. Applicant 18 to 60 years old, with China nationality.
2, the applicant should have a relatively stable job and income, the average monthly income of not less than 3000 yuan.
3. The applicant should provide the bank running statement of the salary card and the list of social security personal accounts in the past six months. If you have a car and a house, you can also provide a real estate license and a car driving license.
4. The applicant must have a fixed residence, and can provide proof of permanent residence and payment documents for daily life.
The applicant should have good personal credit.
As we all know, if you want to apply for a credit card of China Merchants Bank, you need to be at least 18 years old, have a stable job and income, have qualified personal credit information and so on.
6. Credit card applicants of China Merchants Bank must have certain economic ability and no bad credit record. Applicants should be 18~60 years old (foreigners are 25~60 years old).
Two. Basic conditions for credit card of China Everbright Bank:
1. Credit card applicants must be between 18-65 years old (inclusive), have full capacity for civil conduct, have legal and stable income, and their personal credit report in China People's Bank meets the applicable conditions for issuing cards in China Everbright Bank.
2. Original valid ID card (including but not limited to domestic resident ID card, foreign passport, Hong Kong and Macao residents' travel permit to and from the mainland, mainland travel permit for taiwan residents, etc.). ) should be provided as required.
What is the credit card (debit card) limit of CITIC Bank?
1. The minimum credit card (debit card) of CITIC Bank readers is 10000 yuan, and the maximum is 50000 yuan.
2. The minimum credit card (debit card) of CITIC Bank is 50,000 yuan.
3. The minimum credit card (debit card) of CITIC Bank Magic Love Platinum is 50,000 yuan.
4. CITIC Bank UnionPay standard credit card (debit card) ranges from 8,000 yuan to 50,000 yuan.
I'll soon know what the credit card limit of CITIC is.
Credit card limit is one of the most basic characteristics of credit cards. When people talk about credit cards, the biggest concern is the overdraft limit. A few days ago, I received many card friends from CITIC Bank asking about CITIC's credit card limit. Let me tell you something.
China citic bank credit card line department
Citic credit cards are divided into ordinary cards, gold cards and platinum cards according to the amount and rights. The amount is as follows:
1, CITIC Credit Card Puka 3000- 10000 yuan;
2. CITIC Credit Card Gold Card 10000-50000 yuan;
3. CITIC Credit Card has more than 30,000 platinum cards, which are not capped.
Among them, the amount of platinum card is based on 30 thousand yuan, and the bank will decide after reviewing all aspects of users. If the card friend has the conditions, it may even reach more than 100 thousand yuan.
After introducing the credit limit of CITIC Credit Card, I will give you some suggestions on how to improve the credit limit of CITIC Credit Card.
CITIC Credit Card Limit Promotion Method
1, a business with more catering and entertainment;
2. installment 1000 yuan or so;
3. Provide the bank with large bank deposits, houses, cars and other materials that can prove your economic reality;
4. The credit card is bound to the savings card of CITIC Bank.
In addition to the above points, the specific method to apply for credit card quota increase is to call the customer service of CITIC Bank, indicating that you want to apply for credit card quota increase.
The above is the answer to the question of credit card limit of CITIC Bank. I believe that cardholders have a basic understanding of the credit card quota division standard of CITIC Bank. If you want to increase your credit card limit, you can also use the methods provided for you.
How much does CITIC's credit card limit generally start?
Generally, the credit limit of ordinary card is between 3000-10000 yuan, the credit limit of gold card is between 10000 yuan -50000 yuan, the credit limit of platinum credit card is above 50000 yuan, and the maximum withdrawal limit of CITIC Bank can reach 30% of the credit card limit.
Extended data:
CITIC Credit Card Processing Flow:
1. Submit application:
The applicant submits an application to the Credit Card Center of China CITIC Bank through counter card handling or online application.
2. Bank audit:
After receiving the application materials from the applicants, the staff of CITIC Bank will check all the information one by one, and send SMS to inform the qualified applicants of the audit results.
3. Make cards:
After approval, CITIC Bank will upload the applicant's information to the business card printing center of the head office, which will be responsible for the business card printing.
4. Send a card:
After the credit card is made, CITIC Bank will send the card to the address filled in by the applicant.
Precautions for credit card use:
Credit cards are mainly used to spend first and then repay, and bank funds are used to spend in advance and enjoy interest-free period. This is a financial management method. Credit cards can be used as payment tools, and can be directly consumed through POS machines installed by merchants or online payment platforms. The bank will also provide you with various forms of integral, discount, installment, lottery, promotion and other activities. Credit card is also the main international payment tool. You can shop conveniently on overseas and international websites. If you travel and stay in a hotel, only a credit card can complete the hotel pre-authorization for you. Credit card is not a savings card, and the deposit in credit card will not pay interest.
The basic functions of credit cards are the same, such as credit card consumption and online payment. Our bank will launch different offers and promotions for different credit cards from time to time. Due to different personal preferences, I suggest you choose according to your own preferences. If you need to know the details of the credit cards currently launched by our bank, please log on to the credit card website, click "Apply for Credit Card"-"Credit Card Family Photo" and select the card you are interested in.
What is the credit limit of CITIC Credit Card (Debit Card)?
The credit card (debit card) of CITIC Bank generally has a credit card limit of 3000 yuan to 1000 yuan, a gold card limit of 10000 yuan to 50000 yuan, and a platinum card limit of more than 50000 yuan.
The first credit limit of a credit card (debit card) is closely related to the applicant's qualification and credit status. If you want to get a considerable credit limit when applying for the first credit card, I suggest you provide as many financial certificates as possible and provide as detailed, complete and true information as possible.
So much for CITIC's credit card quota introduction.
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